Ogden, UT vs Charlotte, NC
Moving from Ogden to Charlotte? Here's what changes — from your equivalent salary to housing ($520,531 → $390,321 median home) and taxes.
Ogden vs Charlotte at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Ogden, UT, you'd need about $101,242 in Charlotte, NC (+$1,242).
Livability — Ogden, UT: 66 · Charlotte, NC: 66 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,017 sqft in Ogden vs 2,561 sqft in Charlotte ($248 vs $195 per sqft).
Annual cost breakdown (at $100,000)
| Category | Ogden, UT | Charlotte, NC | Difference |
|---|---|---|---|
| Housing | $19,560 | $20,880 | +$1,320 |
| Groceries | $4,736 | $4,834 | +$98 |
| Transportation | $3,450 | $3,130 | −$320 |
| Utilities | $1,440 | $1,752 | +$312 |
| Insurance | $1,200 | $2,000 | +$800 |
| Taxes | $9,433 | $8,740 | −$692 |
| Total | $39,818 | $41,336 | +$1,517 |
Side by side
| Metric | Ogden, UT | Charlotte, NC |
|---|---|---|
| Cost-of-living index | 96.1 | 97.3 |
| Unemployment rate | 2.70% | 4.71% |
| Population growth (5-yr) | 8.5% | 10.0% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.47 | $5.54 |
| Median home price | $520,531 | $390,321 |
| Home price ÷ income | 5.7× | 5.1× |
| 1-yr home appreciation | 2.1% | -0.4% |
| Price per square foot | $248 | $195 |
| Median rent | $1,630 | $1,740 |
| Total tax burden (% income) | 12.1% | 9.9% |
| Combined sales tax | 7.19% | 6.98% |
| Capital gains tax | 4.65% | 4.25% |
| Property tax rate | 0.59% | 0.72% |
| Healthcare (annual) | $6,000 | $6,600 |
| Childcare (annual, infant) | $10,000 | $10,000 |
| Vehicle property tax | None | 1.10% |
| Avg commute (min) | 23 | 27 |
| Home insurance / yr | $1,200 | $2,000 |
| Auto insurance / yr | $1,500 | $1,400 |
| Flood insurance / yr | $500 | $800 |
| Earthquake insurance / yr | $450 | $100 |
| Electricity ¢/kWh | 13.3 | 16.3 |
| Gas $/gal | 3.60 | 3.20 |
| Natural gas / mo | $52 | $62 |
| Water & sewer / mo | $187 | $78 |
| Home internet / mo | $76 | $80 |
| Violent crime /100k | 260 | 400 |
| Avg summer high °F | 92 | 89 |
| Avg winter low °F | 24 | 30 |
| Annual precipitation (in) | 15.5 | 43.6 |
| Annual snowfall (in) | 51.9 | 3.5 |
| Sunshine (% possible) | 66% | 62% |
| Permit difficulty (1–5) | 2 | 3 |