Olympia, WA vs Indianapolis, IN
Moving from Olympia to Indianapolis? Here's what changes — from your equivalent salary to housing ($533,918 → $295,921 median home) and taxes.
Olympia vs Indianapolis at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Olympia, WA, you'd need about $88,990 in Indianapolis, IN (−$11,010).
Livability — Olympia, WA: 52 · Indianapolis, IN: 71 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,686 sqft in Olympia vs 3,211 sqft in Indianapolis ($297 vs $156 per sqft).
Annual cost breakdown (at $100,000)
| Category | Olympia, WA | Indianapolis, IN | Difference |
|---|---|---|---|
| Housing | $24,492 | $18,636 | −$5,856 |
| Groceries | $5,246 | $4,740 | −$506 |
| Transportation | $4,075 | $3,250 | −$825 |
| Utilities | $1,548 | $1,932 | +$384 |
| Insurance | $1,500 | $1,600 | +$100 |
| Taxes | $7,085 | $7,367 | +$282 |
| Total | $43,946 | $37,525 | −$6,421 |
Side by side
| Metric | Olympia, WA | Indianapolis, IN |
|---|---|---|
| Cost-of-living index | 106.4 | 94.7 |
| Unemployment rate | 5.49% | 4.28% |
| Population growth (5-yr) | 9.0% | 6.1% |
| Air quality (median AQI) | 26 | 55 |
| Big Mac price (est.) | $6.05 | $5.39 |
| Median home price | $533,918 | $295,921 |
| Home price ÷ income | 6.0× | 4.0× |
| 1-yr home appreciation | 0.3% | 1.3% |
| Price per square foot | $297 | $156 |
| Median rent | $2,041 | $1,553 |
| Total tax burden (% income) | 10.7% | 9.3% |
| Combined sales tax | 9.38% | 7.00% |
| Capital gains tax | 7.00% | 3.05% |
| Property tax rate | 0.92% | 0.84% |
| Healthcare (annual) | $6,600 | $6,600 |
| Childcare (annual, infant) | $16,000 | $12,000 |
| Vehicle property tax | None | 1.20% |
| Avg commute (min) | 27 | 25 |
| Home insurance / yr | $1,500 | $1,600 |
| Auto insurance / yr | $1,600 | $1,400 |
| Flood insurance / yr | $700 | $600 |
| Earthquake insurance / yr | $700 | $100 |
| Electricity ¢/kWh | 14.4 | 17.9 |
| Gas $/gal | 4.55 | 3.30 |
| Violent crime /100k | 375 | 360 |
| Avg summer high °F | 76 | 86 |
| Avg winter low °F | 37 | 20 |
| Permit difficulty (1–5) | 5 | 2 |