Palm Bay, FL vs Washington, DC
Moving from Palm Bay to Washington? Here's what changes — from your equivalent salary to housing ($344,841 → $583,013 median home) and taxes.
Palm Bay vs Washington at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Palm Bay, FL, you'd need about $108,114 in Washington, DC (+$8,114).
Livability — Palm Bay, FL: 66 · Washington, DC: 39 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,682 sqft in Palm Bay vs 1,286 sqft in Washington ($186 vs $389 per sqft).
Annual cost breakdown (at $100,000)
| Category | Palm Bay, FL | Washington, DC | Difference |
|---|---|---|---|
| Housing | $23,040 | $28,992 | +$5,952 |
| Groceries | $4,813 | $5,318 | +$504 |
| Transportation | $4,800 | $3,855 | −$945 |
| Utilities | $1,656 | $2,748 | +$1,092 |
| Insurance | $4,200 | $1,400 | −$2,800 |
| Taxes | $4,459 | $17,710 | +$13,251 |
| Total | $42,968 | $60,023 | +$17,054 |
Side by side
| Metric | Palm Bay, FL | Washington, DC |
|---|---|---|
| Cost-of-living index | 101.3 | 109.5 |
| Unemployment rate | 4.86% | 4.87% |
| Population growth (5-yr) | 7.5% | 4.2% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.77 | $6.23 |
| Median home price | $344,841 | $583,013 |
| Home price ÷ income | 4.8× | 4.9× |
| 1-yr home appreciation | -2.2% | -0.5% |
| Price per square foot | $186 | $389 |
| Median rent | $1,920 | $2,416 |
| Total tax burden (% income) | 9.1% | 12.0% |
| Combined sales tax | 7.02% | 6.00% |
| Capital gains tax | None | 10.75% |
| Property tax rate | 0.72% | 0.95% |
| Healthcare (annual) | $7,500 | $7,800 |
| Childcare (annual, infant) | $10,000 | $26,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 26 | 34 |
| Home insurance / yr | $4,200 | $1,400 |
| Auto insurance / yr | $2,900 | $2,000 |
| Flood insurance / yr | $1,400 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.4 | 25.4 |
| Gas $/gal | 3.35 | 3.40 |
| Natural gas / mo | $38 | $80 |
| Water & sewer / mo | $88 | $271 |
| Home internet / mo | $76 | $81 |
| Violent crime /100k | 380 | 1,000 |
| Avg summer high °F | 91 | 88 |
| Avg winter low °F | 52 | 29 |
| Annual precipitation (in) | 51.5 | 41.8 |
| Annual snowfall (in) | 0.0 | 13.7 |
| Sunshine (% possible) | 68% | 56% |
| Permit difficulty (1–5) | 3 | 4 |