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Philadelphia, PA vs Cape Coral, FL

Moving from Philadelphia to Cape Coral? Here's what changes — from your equivalent salary to housing ($390,463 → $339,372 median home) and taxes.

Philadelphia vs Cape Coral at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

Philadelphia, PA Cape Coral, FL Cost-of-living index Philadelphia, PA — Cost-of-living index: 102 102 Cape Coral, FL — Cost-of-living index: 103 103 Median home price Philadelphia, PA — Median home price: $390k $390k Cape Coral, FL — Median home price: $339k $339k Price per sqft Philadelphia, PA — Price per sqft: $223 $223 Cape Coral, FL — Price per sqft: $183 $183 Median rent Philadelphia, PA — Median rent: $1,914 $1,914 Cape Coral, FL — Median rent: $1,881 $1,881 Combined sales tax Philadelphia, PA — Combined sales tax: 6.3% 6.3% Cape Coral, FL — Combined sales tax: 7.0% 7.0% Property tax rate Philadelphia, PA — Property tax rate: 1.61% 1.61% Cape Coral, FL — Property tax rate: 0.88% 0.88% Violent crime /100k Philadelphia, PA — Violent crime /100k: 390 390 Cape Coral, FL — Violent crime /100k: 380 380 Electricity ¢/kWh Philadelphia, PA — Electricity ¢/kWh: 21.5 21.5 Cape Coral, FL — Electricity ¢/kWh: 15.4 15.4 Avg commute (min) Philadelphia, PA — Avg commute (min): 29 29 Cape Coral, FL — Avg commute (min): 28 28 Avg summer high °F Philadelphia, PA — Avg summer high °F: 85° 85° Cape Coral, FL — Avg summer high °F: 91° 91° Avg winter low °F Philadelphia, PA — Avg winter low °F: 22° 22° Cape Coral, FL — Avg winter low °F: 52° 52°

To keep the same standard of living as $100,000 in Philadelphia, PA, you'd need about $100,720 in Cape Coral, FL (+$720).

Livability — Philadelphia, PA: 62 · Cape Coral, FL: 65 (0–100).

What your home budget buys

A $500,000 home budget gets you about 2,241 sqft in Philadelphia vs 2,726 sqft in Cape Coral ($223 vs $183 per sqft).

Annual cost breakdown (at $100,000)

CategoryPhiladelphia, PACape Coral, FLDifference
Housing $22,968 $22,572 −$396
Groceries $4,909 $4,813 −$95
Transportation $3,440 $4,800 +$1,360
Utilities $2,316 $1,656 −$660
Insurance $1,200 $4,200 +$3,000
Taxes $10,192 $5,005 −$5,187
Total $45,025 $43,046 −$1,978

Side by side

MetricPhiladelphia, PACape Coral, FL
Cost-of-living index102.4103.1
Unemployment rate6.12%4.46%
Population growth (5-yr)2.8%10.4%
Air quality (median AQI)5337
Big Mac price (est.)$5.82$5.87
Median home price$390,463$339,372
Home price ÷ income4.6×4.9×
1-yr home appreciation2.5%-7.3%
Price per square foot$223$183
Median rent$1,914$1,881
Total tax burden (% income)10.6%9.1%
Combined sales tax6.34%7.02%
Capital gains tax3.07%None
Property tax rate1.61%0.88%
Healthcare (annual)$7,000$7,500
Childcare (annual, infant)$12,000$10,000
Vehicle property taxNoneNone
Avg commute (min)2928
Home insurance / yr$1,200$4,200
Auto insurance / yr$1,600$2,900
Flood insurance / yr$650$1,400
Earthquake insurance / yr$100$100
Electricity ¢/kWh21.515.4
Gas $/gal3.553.35
Violent crime /100k390380
Avg summer high °F8591
Avg winter low °F2252
Permit difficulty (1–5)33
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