Philadelphia, PA vs Denver, CO
Moving from Philadelphia to Denver? Here's what changes — from your equivalent salary to housing ($390,463 → $573,221 median home) and taxes.
Philadelphia vs Denver at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Philadelphia, PA, you'd need about $103,326 in Denver, CO (+$3,326).
Livability — Philadelphia, PA: 62 · Denver, CO: 52 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,241 sqft in Philadelphia vs 1,657 sqft in Denver ($223 vs $302 per sqft).
Annual cost breakdown (at $100,000)
| Category | Philadelphia, PA | Denver, CO | Difference |
|---|---|---|---|
| Housing | $22,968 | $22,920 | −$48 |
| Groceries | $4,909 | $5,079 | +$170 |
| Transportation | $3,440 | $4,050 | +$610 |
| Utilities | $2,316 | $1,788 | −$528 |
| Insurance | $1,200 | $2,800 | +$1,600 |
| Taxes | $10,192 | $9,828 | −$364 |
| Total | $45,025 | $46,464 | +$1,440 |
Side by side
| Metric | Philadelphia, PA | Denver, CO |
|---|---|---|
| Cost-of-living index | 102.4 | 105.8 |
| Unemployment rate | 6.12% | 4.26% |
| Population growth (5-yr) | 2.8% | 5.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.82 | $6.02 |
| Median home price | $390,463 | $573,221 |
| Home price ÷ income | 4.6× | 5.9× |
| 1-yr home appreciation | 2.5% | -2.9% |
| Price per square foot | $223 | $302 |
| Median rent | $1,914 | $1,910 |
| Total tax burden (% income) | 10.6% | 9.7% |
| Combined sales tax | 6.34% | 7.77% |
| Capital gains tax | 3.07% | 4.40% |
| Property tax rate | 1.61% | 0.52% |
| Healthcare (annual) | $7,000 | $6,800 |
| Childcare (annual, infant) | $12,000 | $16,000 |
| Vehicle property tax | None | 1.79% |
| Avg commute (min) | 29 | 28 |
| Home insurance / yr | $1,200 | $2,800 |
| Auto insurance / yr | $1,600 | $2,000 |
| Flood insurance / yr | $650 | $550 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 21.5 | 16.5 |
| Gas $/gal | 3.55 | 3.30 |
| Natural gas / mo | $82 | $65 |
| Water & sewer / mo | $65 | $120 |
| Home internet / mo | $78 | $87 |
| Violent crime /100k | 390 | 490 |
| Avg summer high °F | 85 | 88 |
| Avg winter low °F | 22 | 18 |
| Annual precipitation (in) | 44.1 | 15.4 |
| Annual snowfall (in) | 23.1 | 49.0 |
| Sunshine (% possible) | 56% | 69% |
| Permit difficulty (1–5) | 3 | 3 |