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Philadelphia, PA vs Fort Collins, CO

Moving from Philadelphia to Fort Collins? Here's what changes — from your equivalent salary to housing ($390,463 → $556,500 median home) and taxes.

Philadelphia vs Fort Collins at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

Philadelphia, PA Fort Collins, CO Cost-of-living index Philadelphia, PA — Cost-of-living index: 102 102 Fort Collins, CO — Cost-of-living index: 97 97 Median home price Philadelphia, PA — Median home price: $390k $390k Fort Collins, CO — Median home price: $557k $557k Price per sqft Philadelphia, PA — Price per sqft: $223 $223 Fort Collins, CO — Price per sqft: $293 $293 Median rent Philadelphia, PA — Median rent: $1,914 $1,914 Fort Collins, CO — Median rent: $1,928 $1,928 Combined sales tax Philadelphia, PA — Combined sales tax: 6.3% 6.3% Fort Collins, CO — Combined sales tax: 7.8% 7.8% Property tax rate Philadelphia, PA — Property tax rate: 1.61% 1.61% Fort Collins, CO — Property tax rate: 0.52% 0.52% Violent crime /100k Philadelphia, PA — Violent crime /100k: 390 390 Fort Collins, CO — Violent crime /100k: 490 490 Electricity ¢/kWh Philadelphia, PA — Electricity ¢/kWh: 21.5 21.5 Fort Collins, CO — Electricity ¢/kWh: 16.5 16.5 Avg commute (min) Philadelphia, PA — Avg commute (min): 29 29 Fort Collins, CO — Avg commute (min): 23 23 Avg summer high °F Philadelphia, PA — Avg summer high °F: 85° 85° Fort Collins, CO — Avg summer high °F: 88° 88° Avg winter low °F Philadelphia, PA — Avg winter low °F: 22° 22° Fort Collins, CO — Avg winter low °F: 18° 18°

To keep the same standard of living as $100,000 in Philadelphia, PA, you'd need about $95,062 in Fort Collins, CO (−$4,938).

Livability — Philadelphia, PA: 62 · Fort Collins, CO: 59 (0–100).

What your home budget buys

A $500,000 home budget gets you about 2,241 sqft in Philadelphia vs 1,707 sqft in Fort Collins ($223 vs $293 per sqft).

Annual cost breakdown (at $100,000)

CategoryPhiladelphia, PAFort Collins, CODifference
Housing $22,968 $23,136 +$168
Groceries $4,909 $4,814 −$95
Transportation $3,440 $4,050 +$610
Utilities $2,316 $1,788 −$528
Insurance $1,200 $2,800 +$1,600
Taxes $10,192 $9,647 −$545
Total $45,025 $46,234 +$1,210

Side by side

MetricPhiladelphia, PAFort Collins, CO
Cost-of-living index102.497.3
Unemployment rate6.12%4.57%
Population growth (5-yr)2.8%8.6%
Air quality (median AQI)5354
Big Mac price (est.)$5.82$5.54
Median home price$390,463$556,500
Home price ÷ income4.6×6.4×
1-yr home appreciation2.5%-1.5%
Price per square foot$223$293
Median rent$1,914$1,928
Total tax burden (% income)10.6%9.7%
Combined sales tax6.34%7.77%
Capital gains tax3.07%4.40%
Property tax rate1.61%0.52%
Healthcare (annual)$7,000$6,800
Childcare (annual, infant)$12,000$16,000
Vehicle property taxNone1.79%
Avg commute (min)2923
Home insurance / yr$1,200$2,800
Auto insurance / yr$1,600$2,000
Flood insurance / yr$650$550
Earthquake insurance / yr$100$100
Electricity ¢/kWh21.516.5
Gas $/gal3.553.30
Violent crime /100k390490
Avg summer high °F8588
Avg winter low °F2218
Permit difficulty (1–5)33
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