Philadelphia, PA vs Lexington, KY
Moving from Philadelphia to Lexington? Here's what changes — from your equivalent salary to housing ($390,463 → $327,671 median home) and taxes.
Philadelphia vs Lexington at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Philadelphia, PA, you'd need about $90,366 in Lexington, KY (−$9,634).
Livability — Philadelphia, PA: 62 · Lexington, KY: 72 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,241 sqft in Philadelphia vs 2,899 sqft in Lexington ($223 vs $173 per sqft).
Annual cost breakdown (at $100,000)
| Category | Philadelphia, PA | Lexington, KY | Difference |
|---|---|---|---|
| Housing | $22,968 | $18,336 | −$4,632 |
| Groceries | $4,909 | $4,721 | −$188 |
| Transportation | $3,440 | $3,870 | +$430 |
| Utilities | $2,316 | $1,620 | −$696 |
| Insurance | $1,200 | $2,200 | +$1,000 |
| Taxes | $10,192 | $8,073 | −$2,119 |
| Total | $45,025 | $38,820 | −$6,205 |
Side by side
| Metric | Philadelphia, PA | Lexington, KY |
|---|---|---|
| Cost-of-living index | 102.4 | 92.5 |
| Unemployment rate | 6.12% | 4.70% |
| Population growth (5-yr) | 2.8% | 3.0% |
| Air quality (median AQI) | 53 | 43 |
| Big Mac price (est.) | $5.82 | $5.26 |
| Median home price | $390,463 | $327,671 |
| Home price ÷ income | 4.6× | 4.8× |
| 1-yr home appreciation | 2.5% | 2.7% |
| Price per square foot | $223 | $173 |
| Median rent | $1,914 | $1,528 |
| Total tax burden (% income) | 10.6% | 9.6% |
| Combined sales tax | 6.34% | 6.00% |
| Capital gains tax | 3.07% | 4.00% |
| Property tax rate | 1.61% | 0.83% |
| Healthcare (annual) | $7,000 | $6,300 |
| Childcare (annual, infant) | $12,000 | $9,000 |
| Vehicle property tax | None | 1.44% |
| Avg commute (min) | 29 | 22 |
| Home insurance / yr | $1,200 | $2,200 |
| Auto insurance / yr | $1,600 | $2,200 |
| Flood insurance / yr | $650 | $700 |
| Earthquake insurance / yr | $100 | $250 |
| Electricity ¢/kWh | 21.5 | 15.0 |
| Gas $/gal | 3.55 | 3.10 |
| Violent crime /100k | 390 | 260 |
| Avg summer high °F | 85 | 88 |
| Avg winter low °F | 22 | 26 |
| Permit difficulty (1–5) | 3 | 2 |