Philadelphia, PA vs Madison, WI
Moving from Philadelphia to Madison? Here's what changes — from your equivalent salary to housing ($390,463 → $452,769 median home) and taxes.
Philadelphia vs Madison at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Philadelphia, PA, you'd need about $93,719 in Madison, WI (−$6,281).
Livability — Philadelphia, PA: 62 · Madison, WI: 62 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,241 sqft in Philadelphia vs 1,878 sqft in Madison ($223 vs $266 per sqft).
Annual cost breakdown (at $100,000)
| Category | Philadelphia, PA | Madison, WI | Difference |
|---|---|---|---|
| Housing | $22,968 | $20,196 | −$2,772 |
| Groceries | $4,909 | $4,691 | −$218 |
| Transportation | $3,440 | $3,085 | −$355 |
| Utilities | $2,316 | $2,076 | −$240 |
| Insurance | $1,200 | $1,300 | +$100 |
| Taxes | $10,192 | $15,162 | +$4,970 |
| Total | $45,025 | $46,510 | +$1,485 |
Side by side
| Metric | Philadelphia, PA | Madison, WI |
|---|---|---|
| Cost-of-living index | 102.4 | 95.9 |
| Unemployment rate | 6.12% | 2.42% |
| Population growth (5-yr) | 2.8% | 6.1% |
| Air quality (median AQI) | 53 | 42 |
| Big Mac price (est.) | $5.82 | $5.46 |
| Median home price | $390,463 | $452,769 |
| Home price ÷ income | 4.6× | 5.5× |
| 1-yr home appreciation | 2.5% | 2.7% |
| Price per square foot | $223 | $266 |
| Median rent | $1,914 | $1,683 |
| Total tax burden (% income) | 10.6% | 10.9% |
| Combined sales tax | 6.34% | 5.43% |
| Capital gains tax | 3.07% | 7.65% |
| Property tax rate | 1.61% | 1.75% |
| Healthcare (annual) | $7,000 | $6,800 |
| Childcare (annual, infant) | $12,000 | $13,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 29 | 22 |
| Home insurance / yr | $1,200 | $1,300 |
| Auto insurance / yr | $1,600 | $1,400 |
| Flood insurance / yr | $650 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 21.5 | 19.2 |
| Gas $/gal | 3.55 | 3.20 |
| Violent crime /100k | 390 | 320 |
| Avg summer high °F | 85 | 82 |
| Avg winter low °F | 22 | 8 |
| Permit difficulty (1–5) | 3 | 3 |