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Philadelphia, PA vs New York, NY

Moving from Philadelphia to New York? Here's what changes — from your equivalent salary to housing ($390,463 → $727,625 median home) and taxes.

Philadelphia vs New York at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

Philadelphia, PA New York, NY Cost-of-living index Philadelphia, PA — Cost-of-living index: 102 102 New York, NY — Cost-of-living index: 113 113 Median home price Philadelphia, PA — Median home price: $390k $390k New York, NY — Median home price: $728k $728k Price per sqft Philadelphia, PA — Price per sqft: $223 $223 New York, NY — Price per sqft: $455 $455 Median rent Philadelphia, PA — Median rent: $1,914 $1,914 New York, NY — Median rent: $3,503 $3,503 Combined sales tax Philadelphia, PA — Combined sales tax: 6.3% 6.3% New York, NY — Combined sales tax: 8.5% 8.5% Property tax rate Philadelphia, PA — Property tax rate: 1.61% 1.61% New York, NY — Property tax rate: 1.74% 1.74% Violent crime /100k Philadelphia, PA — Violent crime /100k: 390 390 New York, NY — Violent crime /100k: 350 350 Electricity ¢/kWh Philadelphia, PA — Electricity ¢/kWh: 21.5 21.5 New York, NY — Electricity ¢/kWh: 29.4 29.4 Avg commute (min) Philadelphia, PA — Avg commute (min): 29 29 New York, NY — Avg commute (min): 36 36 Avg summer high °F Philadelphia, PA — Avg summer high °F: 85° 85° New York, NY — Avg summer high °F: 83° 83° Avg winter low °F Philadelphia, PA — Avg winter low °F: 22° 22° New York, NY — Avg winter low °F: 16° 16°

To keep the same standard of living as $100,000 in Philadelphia, PA, you'd need about $110,045 in New York, NY (+$10,045).

Livability — Philadelphia, PA: 62 · New York, NY: 44 (0–100).

What your home budget buys

A $500,000 home budget gets you about 2,241 sqft in Philadelphia vs 1,099 sqft in New York ($223 vs $455 per sqft).

Annual cost breakdown (at $100,000)

CategoryPhiladelphia, PANew York, NYDifference
Housing $22,968 $42,036 +$19,068
Groceries $4,909 $5,415 +$506
Transportation $3,440 $3,895 +$455
Utilities $2,316 $3,180 +$864
Insurance $1,200 $1,600 +$400
Taxes $10,192 $23,496 +$13,304
Total $45,025 $79,622 +$34,597

Side by side

MetricPhiladelphia, PANew York, NY
Cost-of-living index102.4112.6
Unemployment rate6.12%6.55%
Population growth (5-yr)2.8%-1.4%
Air quality (median AQI)5352
Big Mac price (est.)$5.82$6.41
Median home price$390,463$727,625
Home price ÷ income4.6×7.8×
1-yr home appreciation2.5%4.1%
Price per square foot$223$455
Median rent$1,914$3,503
Total tax burden (% income)10.6%15.9%
Combined sales tax6.34%8.52%
Capital gains tax3.07%10.90%
Property tax rate1.61%1.74%
Healthcare (annual)$7,000$7,800
Childcare (annual, infant)$12,000$17,000
Vehicle property taxNoneNone
Avg commute (min)2936
Home insurance / yr$1,200$1,600
Auto insurance / yr$1,600$2,100
Flood insurance / yr$650$800
Earthquake insurance / yr$100$100
Electricity ¢/kWh21.529.4
Gas $/gal3.553.45
Violent crime /100k390350
Avg summer high °F8583
Avg winter low °F2216
Permit difficulty (1–5)35
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