Philadelphia, PA vs Rockford, IL
Moving from Philadelphia to Rockford? Here's what changes — from your equivalent salary to housing ($390,463 → $221,368 median home) and taxes.
Philadelphia vs Rockford at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Philadelphia, PA, you'd need about $88,085 in Rockford, IL (−$11,915).
Livability — Philadelphia, PA: 62 · Rockford, IL: 67 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,241 sqft in Philadelphia vs 3,840 sqft in Rockford ($223 vs $130 per sqft).
Annual cost breakdown (at $100,000)
| Category | Philadelphia, PA | Rockford, IL | Difference |
|---|---|---|---|
| Housing | $22,968 | $15,828 | −$7,140 |
| Groceries | $4,909 | $4,655 | −$254 |
| Transportation | $3,440 | $3,550 | +$110 |
| Utilities | $2,316 | $2,208 | −$108 |
| Insurance | $1,200 | $1,900 | +$700 |
| Taxes | $10,192 | $11,929 | +$1,737 |
| Total | $45,025 | $40,070 | −$4,955 |
Side by side
| Metric | Philadelphia, PA | Rockford, IL |
|---|---|---|
| Cost-of-living index | 102.4 | 90.2 |
| Unemployment rate | 6.12% | 7.53% |
| Population growth (5-yr) | 2.8% | -0.9% |
| Air quality (median AQI) | 53 | 43 |
| Big Mac price (est.) | $5.82 | $5.13 |
| Median home price | $390,463 | $221,368 |
| Home price ÷ income | 4.6× | 3.5× |
| 1-yr home appreciation | 2.5% | 9.1% |
| Price per square foot | $223 | $130 |
| Median rent | $1,914 | $1,319 |
| Total tax burden (% income) | 10.6% | 12.9% |
| Combined sales tax | 6.34% | 8.86% |
| Capital gains tax | 3.07% | 4.95% |
| Property tax rate | 1.61% | 2.54% |
| Healthcare (annual) | $7,000 | $6,800 |
| Childcare (annual, infant) | $12,000 | $14,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 29 | 24 |
| Home insurance / yr | $1,200 | $1,900 |
| Auto insurance / yr | $1,600 | $1,600 |
| Flood insurance / yr | $650 | $700 |
| Earthquake insurance / yr | $100 | $300 |
| Electricity ¢/kWh | 21.5 | 20.5 |
| Gas $/gal | 3.55 | 3.60 |
| Violent crime /100k | 390 | 430 |
| Avg summer high °F | 85 | 85 |
| Avg winter low °F | 22 | 15 |
| Permit difficulty (1–5) | 3 | 4 |