Philadelphia, PA vs Sacramento, CA
Moving from Philadelphia to Sacramento? Here's what changes — from your equivalent salary to housing ($390,463 → $582,707 median home) and taxes.
Philadelphia vs Sacramento at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Philadelphia, PA, you'd need about $106,573 in Sacramento, CA (+$6,573).
Livability — Philadelphia, PA: 62 · Sacramento, CA: 49 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,241 sqft in Philadelphia vs 1,287 sqft in Sacramento ($223 vs $389 per sqft).
Annual cost breakdown (at $100,000)
| Category | Philadelphia, PA | Sacramento, CA | Difference |
|---|---|---|---|
| Housing | $22,968 | $27,396 | +$4,428 |
| Groceries | $4,909 | $5,247 | +$338 |
| Transportation | $3,440 | $5,125 | +$1,685 |
| Utilities | $2,316 | $3,804 | +$1,488 |
| Insurance | $1,200 | $1,500 | +$300 |
| Taxes | $10,192 | $20,410 | +$10,218 |
| Total | $45,025 | $63,482 | +$18,457 |
Side by side
| Metric | Philadelphia, PA | Sacramento, CA |
|---|---|---|
| Cost-of-living index | 102.4 | 109.1 |
| Unemployment rate | 6.12% | 5.74% |
| Population growth (5-yr) | 2.8% | 5.6% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.82 | $6.21 |
| Median home price | $390,463 | $582,707 |
| Home price ÷ income | 4.6× | 6.5× |
| 1-yr home appreciation | 2.5% | -1.6% |
| Price per square foot | $223 | $389 |
| Median rent | $1,914 | $2,283 |
| Total tax burden (% income) | 10.6% | 13.5% |
| Combined sales tax | 6.34% | 8.82% |
| Capital gains tax | 3.07% | 13.30% |
| Property tax rate | 1.61% | 0.79% |
| Healthcare (annual) | $7,000 | $7,200 |
| Childcare (annual, infant) | $12,000 | $19,000 |
| Vehicle property tax | None | 0.65% |
| Avg commute (min) | 29 | 28 |
| Home insurance / yr | $1,200 | $1,500 |
| Auto insurance / yr | $1,600 | $2,400 |
| Flood insurance / yr | $650 | $750 |
| Earthquake insurance / yr | $100 | $950 |
| Electricity ¢/kWh | 21.5 | 35.3 |
| Gas $/gal | 3.55 | 4.85 |
| Natural gas / mo | $82 | $72 |
| Water & sewer / mo | $65 | $138 |
| Home internet / mo | $78 | $83 |
| Violent crime /100k | 390 | 500 |
| Avg summer high °F | 85 | 84 |
| Avg winter low °F | 22 | 45 |
| Annual precipitation (in) | 44.1 | 19.2 |
| Annual snowfall (in) | 23.1 | 0.0 |
| Sunshine (% possible) | 56% | 78% |
| Permit difficulty (1–5) | 3 | 5 |