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Philadelphia, PA vs South Bend, IN

Moving from Philadelphia to South Bend? Here's what changes — from your equivalent salary to housing ($390,463 → $238,866 median home) and taxes.

Philadelphia vs South Bend at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

Philadelphia, PA South Bend, IN Cost-of-living index Philadelphia, PA — Cost-of-living index: 102 102 South Bend, IN — Cost-of-living index: 91 91 Median home price Philadelphia, PA — Median home price: $390k $390k South Bend, IN — Median home price: $239k $239k Price per sqft Philadelphia, PA — Price per sqft: $223 $223 South Bend, IN — Price per sqft: $126 $126 Median rent Philadelphia, PA — Median rent: $1,914 $1,914 South Bend, IN — Median rent: $1,340 $1,340 Combined sales tax Philadelphia, PA — Combined sales tax: 6.3% 6.3% South Bend, IN — Combined sales tax: 7.0% 7.0% Property tax rate Philadelphia, PA — Property tax rate: 1.61% 1.61% South Bend, IN — Property tax rate: 0.90% 0.90% Violent crime /100k Philadelphia, PA — Violent crime /100k: 390 390 South Bend, IN — Violent crime /100k: 360 360 Electricity ¢/kWh Philadelphia, PA — Electricity ¢/kWh: 21.5 21.5 South Bend, IN — Electricity ¢/kWh: 17.9 17.9 Avg commute (min) Philadelphia, PA — Avg commute (min): 29 29 South Bend, IN — Avg commute (min): 22 22 Avg summer high °F Philadelphia, PA — Avg summer high °F: 85° 85° South Bend, IN — Avg summer high °F: 86° 86° Avg winter low °F Philadelphia, PA — Avg winter low °F: 22° 22° South Bend, IN — Avg winter low °F: 20° 20°

To keep the same standard of living as $100,000 in Philadelphia, PA, you'd need about $89,269 in South Bend, IN (−$10,731).

Livability — Philadelphia, PA: 62 · South Bend, IN: 71 (0–100).

What your home budget buys

A $500,000 home budget gets you about 2,241 sqft in Philadelphia vs 3,978 sqft in South Bend ($223 vs $126 per sqft).

Annual cost breakdown (at $100,000)

CategoryPhiladelphia, PASouth Bend, INDifference
Housing $22,968 $16,080 −$6,888
Groceries $4,909 $4,734 −$175
Transportation $3,440 $3,250 −$190
Utilities $2,316 $1,932 −$384
Insurance $1,200 $1,600 +$400
Taxes $10,192 $7,022 −$3,170
Total $45,025 $34,618 −$10,407

Side by side

MetricPhiladelphia, PASouth Bend, IN
Cost-of-living index102.491.4
Unemployment rate6.12%4.85%
Population growth (5-yr)2.8%1.2%
Air quality (median AQI)5345
Big Mac price (est.)$5.82$5.20
Median home price$390,463$238,866
Home price ÷ income4.6×3.8×
1-yr home appreciation2.5%5.7%
Price per square foot$223$126
Median rent$1,914$1,340
Total tax burden (% income)10.6%9.3%
Combined sales tax6.34%7.00%
Capital gains tax3.07%3.05%
Property tax rate1.61%0.90%
Healthcare (annual)$7,000$6,600
Childcare (annual, infant)$12,000$12,000
Vehicle property taxNone1.20%
Avg commute (min)2922
Home insurance / yr$1,200$1,600
Auto insurance / yr$1,600$1,400
Flood insurance / yr$650$600
Earthquake insurance / yr$100$100
Electricity ¢/kWh21.517.9
Gas $/gal3.553.30
Violent crime /100k390360
Avg summer high °F8586
Avg winter low °F2220
Permit difficulty (1–5)32
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