Philadelphia, PA vs Worcester, MA
Moving from Philadelphia to Worcester? Here's what changes — from your equivalent salary to housing ($390,463 → $482,611 median home) and taxes.
Philadelphia vs Worcester at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Philadelphia, PA, you'd need about $100,605 in Worcester, MA (+$605).
Livability — Philadelphia, PA: 62 · Worcester, MA: 56 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,241 sqft in Philadelphia vs 1,761 sqft in Worcester ($223 vs $284 per sqft).
Annual cost breakdown (at $100,000)
| Category | Philadelphia, PA | Worcester, MA | Difference |
|---|---|---|---|
| Housing | $22,968 | $26,184 | +$3,216 |
| Groceries | $4,909 | $4,938 | +$29 |
| Transportation | $3,440 | $3,210 | −$230 |
| Utilities | $2,316 | $3,180 | +$864 |
| Insurance | $1,200 | $1,800 | +$600 |
| Taxes | $10,192 | $16,011 | +$5,819 |
| Total | $45,025 | $55,322 | +$10,297 |
Side by side
| Metric | Philadelphia, PA | Worcester, MA |
|---|---|---|
| Cost-of-living index | 102.4 | 103.0 |
| Unemployment rate | 6.12% | 5.78% |
| Population growth (5-yr) | 2.8% | 4.3% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.82 | $5.86 |
| Median home price | $390,463 | $482,611 |
| Home price ÷ income | 4.6× | 5.6× |
| 1-yr home appreciation | 2.5% | 1.8% |
| Price per square foot | $223 | $284 |
| Median rent | $1,914 | $2,182 |
| Total tax burden (% income) | 10.6% | 11.5% |
| Combined sales tax | 6.34% | 6.25% |
| Capital gains tax | 3.07% | 9.00% |
| Property tax rate | 1.61% | 1.39% |
| Healthcare (annual) | $7,000 | $8,200 |
| Childcare (annual, infant) | $12,000 | $21,000 |
| Vehicle property tax | None | 2.25% |
| Avg commute (min) | 29 | 29 |
| Home insurance / yr | $1,200 | $1,800 |
| Auto insurance / yr | $1,600 | $1,500 |
| Flood insurance / yr | $650 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 21.5 | 29.4 |
| Gas $/gal | 3.55 | 3.30 |
| Natural gas / mo | $82 | $108 |
| Water & sewer / mo | $65 | $71 |
| Home internet / mo | $78 | $78 |
| Violent crime /100k | 390 | 330 |
| Avg summer high °F | 85 | 82 |
| Avg winter low °F | 22 | 22 |
| Annual precipitation (in) | 44.1 | 43.6 |
| Annual snowfall (in) | 23.1 | 49.2 |
| Sunshine (% possible) | 56% | 58% |
| Permit difficulty (1–5) | 3 | 4 |