Phoenix, AZ vs Albuquerque, NM
Moving from Phoenix to Albuquerque? Here's what changes — from your equivalent salary to housing ($448,352 → $352,894 median home) and taxes.
Phoenix vs Albuquerque at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Phoenix, AZ, you'd need about $89,445 in Albuquerque, NM (−$10,555).
Livability — Phoenix, AZ: 62 · Albuquerque, NM: 60 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,063 sqft in Phoenix vs 2,621 sqft in Albuquerque ($242 vs $191 per sqft).
Annual cost breakdown (at $100,000)
| Category | Phoenix, AZ | Albuquerque, NM | Difference |
|---|---|---|---|
| Housing | $20,904 | $18,024 | −$2,880 |
| Groceries | $4,919 | $4,871 | −$48 |
| Transportation | $3,960 | $3,260 | −$700 |
| Utilities | $1,668 | $1,632 | −$36 |
| Insurance | $1,800 | $1,900 | +$100 |
| Taxes | $7,280 | $10,881 | +$3,601 |
| Total | $40,531 | $40,568 | +$37 |
Side by side
| Metric | Phoenix, AZ | Albuquerque, NM |
|---|---|---|
| Cost-of-living index | 104.7 | 93.6 |
| Unemployment rate | 4.88% | 5.69% |
| Population growth (5-yr) | 6.7% | 1.2% |
| Air quality (median AQI) | 86 | 61 |
| Big Mac price (est.) | $5.96 | $5.33 |
| Median home price | $448,352 | $352,894 |
| Home price ÷ income | 5.6× | 5.5× |
| 1-yr home appreciation | -1.7% | 1.0% |
| Price per square foot | $242 | $191 |
| Median rent | $1,742 | $1,502 |
| Total tax burden (% income) | 9.5% | 10.2% |
| Combined sales tax | 8.38% | 7.78% |
| Capital gains tax | 2.50% | 5.90% |
| Property tax rate | 0.51% | 0.93% |
| Healthcare (annual) | $6,300 | $6,400 |
| Childcare (annual, infant) | $12,500 | $10,000 |
| Vehicle property tax | 1.68% | None |
| Avg commute (min) | 27 | 24 |
| Home insurance / yr | $1,800 | $1,900 |
| Auto insurance / yr | $1,900 | $1,600 |
| Flood insurance / yr | $550 | $550 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.5 | 15.2 |
| Gas $/gal | 3.60 | 3.20 |
| Violent crime /100k | 430 | 780 |
| Avg summer high °F | 104 | 92 |
| Avg winter low °F | 41 | 25 |
| Permit difficulty (1–5) | 2 | 3 |