Phoenix, AZ vs Charlotte, NC
Moving from Phoenix to Charlotte? Here's what changes — from your equivalent salary to housing ($448,352 → $390,321 median home) and taxes.
Phoenix vs Charlotte at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Phoenix, AZ, you'd need about $92,975 in Charlotte, NC (−$7,025).
Livability — Phoenix, AZ: 62 · Charlotte, NC: 66 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,063 sqft in Phoenix vs 2,561 sqft in Charlotte ($242 vs $195 per sqft).
Annual cost breakdown (at $100,000)
| Category | Phoenix, AZ | Charlotte, NC | Difference |
|---|---|---|---|
| Housing | $20,904 | $20,880 | −$24 |
| Groceries | $4,919 | $4,834 | −$85 |
| Transportation | $3,960 | $3,130 | −$830 |
| Utilities | $1,668 | $1,752 | +$84 |
| Insurance | $1,800 | $2,000 | +$200 |
| Taxes | $7,280 | $8,740 | +$1,460 |
| Total | $40,531 | $41,336 | +$805 |
Side by side
| Metric | Phoenix, AZ | Charlotte, NC |
|---|---|---|
| Cost-of-living index | 104.7 | 97.3 |
| Unemployment rate | 4.88% | 4.71% |
| Population growth (5-yr) | 6.7% | 10.0% |
| Air quality (median AQI) | 86 | 53 |
| Big Mac price (est.) | $5.96 | $5.54 |
| Median home price | $448,352 | $390,321 |
| Home price ÷ income | 5.6× | 5.1× |
| 1-yr home appreciation | -1.7% | -0.4% |
| Price per square foot | $242 | $195 |
| Median rent | $1,742 | $1,740 |
| Total tax burden (% income) | 9.5% | 9.9% |
| Combined sales tax | 8.38% | 6.98% |
| Capital gains tax | 2.50% | 4.25% |
| Property tax rate | 0.51% | 0.72% |
| Healthcare (annual) | $6,300 | $6,600 |
| Childcare (annual, infant) | $12,500 | $10,000 |
| Vehicle property tax | 1.68% | 1.10% |
| Avg commute (min) | 27 | 27 |
| Home insurance / yr | $1,800 | $2,000 |
| Auto insurance / yr | $1,900 | $1,400 |
| Flood insurance / yr | $550 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.5 | 16.3 |
| Gas $/gal | 3.60 | 3.20 |
| Violent crime /100k | 430 | 400 |
| Avg summer high °F | 104 | 89 |
| Avg winter low °F | 41 | 30 |
| Permit difficulty (1–5) | 2 | 3 |