Phoenix, AZ vs Fargo, ND
Moving from Phoenix to Fargo? Here's what changes — from your equivalent salary to housing ($448,352 → $327,854 median home) and taxes.
Phoenix vs Fargo at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Phoenix, AZ, you'd need about $85,153 in Fargo, ND (−$14,847).
Livability — Phoenix, AZ: 62 · Fargo, ND: 68 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,063 sqft in Phoenix vs 2,592 sqft in Fargo ($242 vs $193 per sqft).
Annual cost breakdown (at $100,000)
| Category | Phoenix, AZ | Fargo, ND | Difference |
|---|---|---|---|
| Housing | $20,904 | $13,872 | −$7,032 |
| Groceries | $4,919 | $4,850 | −$69 |
| Transportation | $3,960 | $3,130 | −$830 |
| Utilities | $1,668 | $1,332 | −$336 |
| Insurance | $1,800 | $2,100 | +$300 |
| Taxes | $7,280 | $8,083 | +$803 |
| Total | $40,531 | $33,367 | −$7,164 |
Side by side
| Metric | Phoenix, AZ | Fargo, ND |
|---|---|---|
| Cost-of-living index | 104.7 | 89.1 |
| Unemployment rate | 4.88% | 3.11% |
| Population growth (5-yr) | 6.7% | 8.2% |
| Air quality (median AQI) | 86 | 38 |
| Big Mac price (est.) | $5.96 | $5.07 |
| Median home price | $448,352 | $327,854 |
| Home price ÷ income | 5.6× | 4.5× |
| 1-yr home appreciation | -1.7% | 3.2% |
| Price per square foot | $242 | $193 |
| Median rent | $1,742 | $1,156 |
| Total tax burden (% income) | 9.5% | 8.8% |
| Combined sales tax | 8.38% | 7.04% |
| Capital gains tax | 2.50% | 2.50% |
| Property tax rate | 0.51% | 1.20% |
| Healthcare (annual) | $6,300 | $7,000 |
| Childcare (annual, infant) | $12,500 | $10,000 |
| Vehicle property tax | 1.68% | None |
| Avg commute (min) | 27 | 18 |
| Home insurance / yr | $1,800 | $2,100 |
| Auto insurance / yr | $1,900 | $1,400 |
| Flood insurance / yr | $550 | $650 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.5 | 12.3 |
| Gas $/gal | 3.60 | 3.20 |
| Violent crime /100k | 430 | 290 |
| Avg summer high °F | 104 | 84 |
| Avg winter low °F | 41 | -2 |
| Permit difficulty (1–5) | 2 | 2 |