Phoenix, AZ vs Fort Collins, CO
Moving from Phoenix to Fort Collins? Here's what changes — from your equivalent salary to housing ($448,352 → $556,500 median home) and taxes.
Phoenix vs Fort Collins at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Phoenix, AZ, you'd need about $92,961 in Fort Collins, CO (−$7,039).
Livability — Phoenix, AZ: 62 · Fort Collins, CO: 59 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,063 sqft in Phoenix vs 1,707 sqft in Fort Collins ($242 vs $293 per sqft).
Annual cost breakdown (at $100,000)
| Category | Phoenix, AZ | Fort Collins, CO | Difference |
|---|---|---|---|
| Housing | $20,904 | $23,136 | +$2,232 |
| Groceries | $4,919 | $4,814 | −$105 |
| Transportation | $3,960 | $4,050 | +$90 |
| Utilities | $1,668 | $1,788 | +$120 |
| Insurance | $1,800 | $2,800 | +$1,000 |
| Taxes | $7,280 | $9,647 | +$2,367 |
| Total | $40,531 | $46,234 | +$5,703 |
Side by side
| Metric | Phoenix, AZ | Fort Collins, CO |
|---|---|---|
| Cost-of-living index | 104.7 | 97.3 |
| Unemployment rate | 4.88% | 4.57% |
| Population growth (5-yr) | 6.7% | 8.6% |
| Air quality (median AQI) | 86 | 54 |
| Big Mac price (est.) | $5.96 | $5.54 |
| Median home price | $448,352 | $556,500 |
| Home price ÷ income | 5.6× | 6.4× |
| 1-yr home appreciation | -1.7% | -1.5% |
| Price per square foot | $242 | $293 |
| Median rent | $1,742 | $1,928 |
| Total tax burden (% income) | 9.5% | 9.7% |
| Combined sales tax | 8.38% | 7.77% |
| Capital gains tax | 2.50% | 4.40% |
| Property tax rate | 0.51% | 0.52% |
| Healthcare (annual) | $6,300 | $6,800 |
| Childcare (annual, infant) | $12,500 | $16,000 |
| Vehicle property tax | 1.68% | 1.79% |
| Avg commute (min) | 27 | 23 |
| Home insurance / yr | $1,800 | $2,800 |
| Auto insurance / yr | $1,900 | $2,000 |
| Flood insurance / yr | $550 | $550 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.5 | 16.5 |
| Gas $/gal | 3.60 | 3.30 |
| Violent crime /100k | 430 | 490 |
| Avg summer high °F | 104 | 88 |
| Avg winter low °F | 41 | 18 |
| Permit difficulty (1–5) | 2 | 3 |