Phoenix, AZ vs Sioux Falls, SD
Moving from Phoenix to Sioux Falls? Here's what changes — from your equivalent salary to housing ($448,352 → $342,936 median home) and taxes.
Phoenix vs Sioux Falls at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Phoenix, AZ, you'd need about $86,067 in Sioux Falls, SD (−$13,933).
Livability — Phoenix, AZ: 62 · Sioux Falls, SD: 69 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,063 sqft in Phoenix vs 2,479 sqft in Sioux Falls ($242 vs $202 per sqft).
Annual cost breakdown (at $100,000)
| Category | Phoenix, AZ | Sioux Falls, SD | Difference |
|---|---|---|---|
| Housing | $20,904 | $15,708 | −$5,196 |
| Groceries | $4,919 | $4,870 | −$50 |
| Transportation | $3,960 | $3,200 | −$760 |
| Utilities | $1,668 | $1,572 | −$96 |
| Insurance | $1,800 | $2,400 | +$600 |
| Taxes | $7,280 | $5,263 | −$2,017 |
| Total | $40,531 | $33,013 | −$7,519 |
Side by side
| Metric | Phoenix, AZ | Sioux Falls, SD |
|---|---|---|
| Cost-of-living index | 104.7 | 90.1 |
| Unemployment rate | 4.88% | 2.15% |
| Population growth (5-yr) | 6.7% | 10.9% |
| Air quality (median AQI) | 86 | 34 |
| Big Mac price (est.) | $5.96 | $5.13 |
| Median home price | $448,352 | $342,936 |
| Home price ÷ income | 5.6× | 4.4× |
| 1-yr home appreciation | -1.7% | 1.5% |
| Price per square foot | $242 | $202 |
| Median rent | $1,742 | $1,309 |
| Total tax burden (% income) | 9.5% | 8.4% |
| Combined sales tax | 8.38% | 6.40% |
| Capital gains tax | 2.50% | None |
| Property tax rate | 0.51% | 1.18% |
| Healthcare (annual) | $6,300 | $6,800 |
| Childcare (annual, infant) | $12,500 | $8,000 |
| Vehicle property tax | 1.68% | None |
| Avg commute (min) | 27 | 19 |
| Home insurance / yr | $1,800 | $2,400 |
| Auto insurance / yr | $1,900 | $1,500 |
| Flood insurance / yr | $550 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.5 | 14.5 |
| Gas $/gal | 3.60 | 3.20 |
| Violent crime /100k | 430 | 400 |
| Avg summer high °F | 104 | 86 |
| Avg winter low °F | 41 | 10 |
| Permit difficulty (1–5) | 2 | 2 |