Portland, OR vs Charlotte, NC
Moving from Portland to Charlotte? Here's what changes — from your equivalent salary to housing ($552,022 → $390,321 median home) and taxes.
Portland vs Charlotte at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Portland, OR, you'd need about $91,200 in Charlotte, NC (−$8,800).
Livability — Portland, OR: 55 · Charlotte, NC: 66 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,540 sqft in Portland vs 2,561 sqft in Charlotte ($325 vs $195 per sqft).
Annual cost breakdown (at $100,000)
| Category | Portland, OR | Charlotte, NC | Difference |
|---|---|---|---|
| Housing | $21,564 | $20,880 | −$684 |
| Groceries | $5,240 | $4,834 | −$406 |
| Transportation | $3,680 | $3,130 | −$550 |
| Utilities | $1,704 | $1,752 | +$48 |
| Insurance | $900 | $2,000 | +$1,100 |
| Taxes | $14,382 | $8,740 | −$5,642 |
| Total | $47,470 | $41,336 | −$6,134 |
Side by side
| Metric | Portland, OR | Charlotte, NC |
|---|---|---|
| Cost-of-living index | 106.7 | 97.3 |
| Unemployment rate | 5.06% | 4.71% |
| Population growth (5-yr) | 5.2% | 10.0% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $6.07 | $5.54 |
| Median home price | $552,022 | $390,321 |
| Home price ÷ income | 6.1× | 5.1× |
| 1-yr home appreciation | -1.1% | -0.4% |
| Price per square foot | $325 | $195 |
| Median rent | $1,797 | $1,740 |
| Total tax burden (% income) | 10.8% | 9.9% |
| Combined sales tax | 0.00% | 6.98% |
| Capital gains tax | 9.90% | 4.25% |
| Property tax rate | 0.92% | 0.72% |
| Healthcare (annual) | $6,600 | $6,600 |
| Childcare (annual, infant) | $15,000 | $10,000 |
| Vehicle property tax | None | 1.10% |
| Avg commute (min) | 26 | 27 |
| Home insurance / yr | $900 | $2,000 |
| Auto insurance / yr | $1,500 | $1,400 |
| Flood insurance / yr | $650 | $800 |
| Earthquake insurance / yr | $600 | $100 |
| Electricity ¢/kWh | 15.8 | 16.3 |
| Gas $/gal | 4.10 | 3.20 |
| Natural gas / mo | $58 | $62 |
| Water & sewer / mo | $224 | $78 |
| Home internet / mo | $82 | $80 |
| Violent crime /100k | 340 | 400 |
| Avg summer high °F | 82 | 89 |
| Avg winter low °F | 34 | 30 |
| Annual precipitation (in) | 43.7 | 43.6 |
| Annual snowfall (in) | 3.4 | 3.5 |
| Sunshine (% possible) | 48% | 62% |
| Permit difficulty (1–5) | 4 | 3 |