Portland, OR vs Fort Collins, CO
Moving from Portland to Fort Collins? Here's what changes — from your equivalent salary to housing ($552,022 → $556,500 median home) and taxes.
Portland vs Fort Collins at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Portland, OR, you'd need about $91,186 in Fort Collins, CO (−$8,814).
Livability — Portland, OR: 55 · Fort Collins, CO: 59 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,540 sqft in Portland vs 1,707 sqft in Fort Collins ($325 vs $293 per sqft).
Annual cost breakdown (at $100,000)
| Category | Portland, OR | Fort Collins, CO | Difference |
|---|---|---|---|
| Housing | $21,564 | $23,136 | +$1,572 |
| Groceries | $5,240 | $4,814 | −$426 |
| Transportation | $3,680 | $4,050 | +$370 |
| Utilities | $1,704 | $1,788 | +$84 |
| Insurance | $900 | $2,800 | +$1,900 |
| Taxes | $14,382 | $9,647 | −$4,735 |
| Total | $47,470 | $46,234 | −$1,236 |
Side by side
| Metric | Portland, OR | Fort Collins, CO |
|---|---|---|
| Cost-of-living index | 106.7 | 97.3 |
| Unemployment rate | 5.06% | 4.57% |
| Population growth (5-yr) | 5.2% | 8.6% |
| Air quality (median AQI) | 38 | 54 |
| Big Mac price (est.) | $6.07 | $5.54 |
| Median home price | $552,022 | $556,500 |
| Home price ÷ income | 6.1× | 6.4× |
| 1-yr home appreciation | -1.1% | -1.5% |
| Price per square foot | $325 | $293 |
| Median rent | $1,797 | $1,928 |
| Total tax burden (% income) | 10.8% | 9.7% |
| Combined sales tax | 0.00% | 7.77% |
| Capital gains tax | 9.90% | 4.40% |
| Property tax rate | 0.92% | 0.52% |
| Healthcare (annual) | $6,600 | $6,800 |
| Childcare (annual, infant) | $15,000 | $16,000 |
| Vehicle property tax | None | 1.79% |
| Avg commute (min) | 26 | 23 |
| Home insurance / yr | $900 | $2,800 |
| Auto insurance / yr | $1,500 | $2,000 |
| Flood insurance / yr | $650 | $550 |
| Earthquake insurance / yr | $600 | $100 |
| Electricity ¢/kWh | 15.8 | 16.5 |
| Gas $/gal | 4.10 | 3.30 |
| Violent crime /100k | 340 | 490 |
| Avg summer high °F | 82 | 88 |
| Avg winter low °F | 34 | 18 |
| Permit difficulty (1–5) | 4 | 3 |