Portland, OR vs Pensacola, FL
Moving from Portland to Pensacola? Here's what changes — from your equivalent salary to housing ($552,022 → $310,470 median home) and taxes.
Portland vs Pensacola at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Portland, OR, you'd need about $89,819 in Pensacola, FL (−$10,181).
Livability — Portland, OR: 55 · Pensacola, FL: 70 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,540 sqft in Portland vs 2,980 sqft in Pensacola ($325 vs $168 per sqft).
Annual cost breakdown (at $100,000)
| Category | Portland, OR | Pensacola, FL | Difference |
|---|---|---|---|
| Housing | $21,564 | $21,180 | −$384 |
| Groceries | $5,240 | $4,813 | −$427 |
| Transportation | $3,680 | $4,800 | +$1,120 |
| Utilities | $1,704 | $1,656 | −$48 |
| Insurance | $900 | $4,200 | +$3,300 |
| Taxes | $14,382 | $3,897 | −$10,485 |
| Total | $47,470 | $40,546 | −$6,924 |
Side by side
| Metric | Portland, OR | Pensacola, FL |
|---|---|---|
| Cost-of-living index | 106.7 | 95.8 |
| Unemployment rate | 5.06% | 5.65% |
| Population growth (5-yr) | 5.2% | 7.0% |
| Air quality (median AQI) | 38 | 46 |
| Big Mac price (est.) | $6.07 | $5.45 |
| Median home price | $552,022 | $310,470 |
| Home price ÷ income | 6.1× | 4.5× |
| 1-yr home appreciation | -1.1% | 0.7% |
| Price per square foot | $325 | $168 |
| Median rent | $1,797 | $1,765 |
| Total tax burden (% income) | 10.8% | 9.1% |
| Combined sales tax | 0.00% | 7.02% |
| Capital gains tax | 9.90% | None |
| Property tax rate | 0.92% | 0.62% |
| Healthcare (annual) | $6,600 | $7,500 |
| Childcare (annual, infant) | $15,000 | $10,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 26 | 26 |
| Home insurance / yr | $900 | $4,200 |
| Auto insurance / yr | $1,500 | $2,900 |
| Flood insurance / yr | $650 | $1,400 |
| Earthquake insurance / yr | $600 | $100 |
| Electricity ¢/kWh | 15.8 | 15.4 |
| Gas $/gal | 4.10 | 3.35 |
| Violent crime /100k | 340 | 380 |
| Avg summer high °F | 82 | 91 |
| Avg winter low °F | 34 | 52 |
| Permit difficulty (1–5) | 4 | 3 |