Portland, OR vs South Bend, IN
Moving from Portland to South Bend? Here's what changes — from your equivalent salary to housing ($552,022 → $238,866 median home) and taxes.
Portland vs South Bend at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Portland, OR, you'd need about $85,629 in South Bend, IN (−$14,371).
Livability — Portland, OR: 55 · South Bend, IN: 71 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,540 sqft in Portland vs 3,978 sqft in South Bend ($325 vs $126 per sqft).
Annual cost breakdown (at $100,000)
| Category | Portland, OR | South Bend, IN | Difference |
|---|---|---|---|
| Housing | $21,564 | $16,080 | −$5,484 |
| Groceries | $5,240 | $4,734 | −$506 |
| Transportation | $3,680 | $3,250 | −$430 |
| Utilities | $1,704 | $1,932 | +$228 |
| Insurance | $900 | $1,600 | +$700 |
| Taxes | $14,382 | $7,022 | −$7,360 |
| Total | $47,470 | $34,618 | −$12,852 |
Side by side
| Metric | Portland, OR | South Bend, IN |
|---|---|---|
| Cost-of-living index | 106.7 | 91.4 |
| Unemployment rate | 5.06% | 4.85% |
| Population growth (5-yr) | 5.2% | 1.2% |
| Air quality (median AQI) | 38 | 45 |
| Big Mac price (est.) | $6.07 | $5.20 |
| Median home price | $552,022 | $238,866 |
| Home price ÷ income | 6.1× | 3.8× |
| 1-yr home appreciation | -1.1% | 5.7% |
| Price per square foot | $325 | $126 |
| Median rent | $1,797 | $1,340 |
| Total tax burden (% income) | 10.8% | 9.3% |
| Combined sales tax | 0.00% | 7.00% |
| Capital gains tax | 9.90% | 3.05% |
| Property tax rate | 0.92% | 0.90% |
| Healthcare (annual) | $6,600 | $6,600 |
| Childcare (annual, infant) | $15,000 | $12,000 |
| Vehicle property tax | None | 1.20% |
| Avg commute (min) | 26 | 22 |
| Home insurance / yr | $900 | $1,600 |
| Auto insurance / yr | $1,500 | $1,400 |
| Flood insurance / yr | $650 | $600 |
| Earthquake insurance / yr | $600 | $100 |
| Electricity ¢/kWh | 15.8 | 17.9 |
| Gas $/gal | 4.10 | 3.30 |
| Violent crime /100k | 340 | 360 |
| Avg summer high °F | 82 | 86 |
| Avg winter low °F | 34 | 20 |
| Permit difficulty (1–5) | 4 | 2 |