Portland, OR vs Waco, TX
Moving from Portland to Waco? Here's what changes — from your equivalent salary to housing ($552,022 → $256,772 median home) and taxes.
Portland vs Waco at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Portland, OR, you'd need about $85,401 in Waco, TX (−$14,599).
Livability — Portland, OR: 55 · Waco, TX: 73 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,540 sqft in Portland vs 4,088 sqft in Waco ($325 vs $122 per sqft).
Annual cost breakdown (at $100,000)
| Category | Portland, OR | Waco, TX | Difference |
|---|---|---|---|
| Housing | $21,564 | $16,848 | −$4,716 |
| Groceries | $5,240 | $4,647 | −$593 |
| Transportation | $3,680 | $3,675 | −$5 |
| Utilities | $1,704 | $1,836 | +$132 |
| Insurance | $900 | $3,600 | +$2,700 |
| Taxes | $14,382 | $5,779 | −$8,603 |
| Total | $47,470 | $36,385 | −$11,085 |
Side by side
| Metric | Portland, OR | Waco, TX |
|---|---|---|
| Cost-of-living index | 106.7 | 91.1 |
| Unemployment rate | 5.06% | 4.56% |
| Population growth (5-yr) | 5.2% | 5.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $6.07 | $5.19 |
| Median home price | $552,022 | $256,772 |
| Home price ÷ income | 6.1× | 4.3× |
| 1-yr home appreciation | -1.1% | -0.8% |
| Price per square foot | $325 | $122 |
| Median rent | $1,797 | $1,404 |
| Total tax burden (% income) | 10.8% | 8.6% |
| Combined sales tax | 0.00% | 8.20% |
| Capital gains tax | 9.90% | None |
| Property tax rate | 0.92% | 1.53% |
| Healthcare (annual) | $6,600 | $6,800 |
| Childcare (annual, infant) | $15,000 | $9,500 |
| Vehicle property tax | None | None |
| Avg commute (min) | 26 | 21 |
| Home insurance / yr | $900 | $3,600 |
| Auto insurance / yr | $1,500 | $2,100 |
| Flood insurance / yr | $650 | $900 |
| Earthquake insurance / yr | $600 | $100 |
| Electricity ¢/kWh | 15.8 | 17.0 |
| Gas $/gal | 4.10 | 3.00 |
| Natural gas / mo | $58 | $52 |
| Water & sewer / mo | $224 | $134 |
| Home internet / mo | $82 | $83 |
| Violent crime /100k | 340 | 430 |
| Avg summer high °F | 82 | 96 |
| Avg winter low °F | 34 | 38 |
| Annual precipitation (in) | 43.7 | 36.4 |
| Annual snowfall (in) | 3.4 | 1.0 |
| Sunshine (% possible) | 48% | 64% |
| Permit difficulty (1–5) | 4 | 2 |
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