Provo, UT vs San Francisco, CA
Moving from Provo to San Francisco? Here's what changes — from your equivalent salary to housing ($546,641 → $1,149,215 median home) and taxes.
Provo vs San Francisco at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Provo, UT, you'd need about $122,780 in San Francisco, CA (+$22,780).
Livability — Provo, UT: 65 · San Francisco, CA: 35 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,921 sqft in Provo vs 653 sqft in San Francisco ($260 vs $766 per sqft).
Annual cost breakdown (at $100,000)
| Category | Provo, UT | San Francisco, CA | Difference |
|---|---|---|---|
| Housing | $21,900 | $39,096 | +$17,196 |
| Groceries | $4,736 | $5,761 | +$1,025 |
| Transportation | $3,450 | $5,125 | +$1,675 |
| Utilities | $1,440 | $3,804 | +$2,364 |
| Insurance | $1,200 | $1,500 | +$300 |
| Taxes | $9,160 | $24,108 | +$14,949 |
| Total | $41,885 | $79,394 | +$37,508 |
Side by side
| Metric | Provo, UT | San Francisco, CA |
|---|---|---|
| Cost-of-living index | 95.7 | 117.6 |
| Unemployment rate | 3.41% | 5.22% |
| Population growth (5-yr) | 15.5% | 1.1% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.45 | $6.69 |
| Median home price | $546,641 | $1,149,215 |
| Home price ÷ income | 6.0× | 8.9× |
| 1-yr home appreciation | 1.9% | -0.8% |
| Price per square foot | $260 | $766 |
| Median rent | $1,825 | $3,258 |
| Total tax burden (% income) | 12.1% | 13.5% |
| Combined sales tax | 7.19% | 8.82% |
| Capital gains tax | 4.65% | 13.30% |
| Property tax rate | 0.45% | 0.72% |
| Healthcare (annual) | $6,000 | $7,200 |
| Childcare (annual, infant) | $10,000 | $19,000 |
| Vehicle property tax | None | 0.65% |
| Avg commute (min) | 22 | 33 |
| Home insurance / yr | $1,200 | $1,500 |
| Auto insurance / yr | $1,500 | $2,400 |
| Flood insurance / yr | $500 | $750 |
| Earthquake insurance / yr | $450 | $950 |
| Electricity ¢/kWh | 13.3 | 35.3 |
| Gas $/gal | 3.60 | 4.85 |
| Natural gas / mo | $52 | $72 |
| Water & sewer / mo | $187 | $138 |
| Home internet / mo | $76 | $83 |
| Violent crime /100k | 260 | 500 |
| Avg summer high °F | 92 | 84 |
| Avg winter low °F | 24 | 45 |
| Annual precipitation (in) | 15.5 | 22.9 |
| Annual snowfall (in) | 51.9 | 0.0 |
| Sunshine (% possible) | 66% | 66% |
| Permit difficulty (1–5) | 2 | 5 |