Richmond, VA vs Jacksonville, FL
Moving from Richmond to Jacksonville? Here's what changes — from your equivalent salary to housing ($397,705 → $352,994 median home) and taxes.
Richmond vs Jacksonville at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Richmond, VA, you'd need about $101,330 in Jacksonville, FL (+$1,330).
Livability — Richmond, VA: 66 · Jacksonville, FL: 69 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,514 sqft in Richmond vs 2,621 sqft in Jacksonville ($199 vs $191 per sqft).
Annual cost breakdown (at $100,000)
| Category | Richmond, VA | Jacksonville, FL | Difference |
|---|---|---|---|
| Housing | $21,156 | $20,412 | −$744 |
| Groceries | $4,853 | $4,813 | −$40 |
| Transportation | $3,080 | $4,800 | +$1,720 |
| Utilities | $1,872 | $1,656 | −$216 |
| Insurance | $1,500 | $4,200 | +$2,700 |
| Taxes | $10,041 | $4,713 | −$5,327 |
| Total | $42,502 | $40,594 | −$1,908 |
Side by side
| Metric | Richmond, VA | Jacksonville, FL |
|---|---|---|
| Cost-of-living index | 98.3 | 99.6 |
| Unemployment rate | 4.78% | 4.54% |
| Population growth (5-yr) | 3.6% | 11.4% |
| Air quality (median AQI) | 44 | 51 |
| Big Mac price (est.) | $5.60 | $5.67 |
| Median home price | $397,705 | $352,994 |
| Home price ÷ income | 4.9× | 4.8× |
| 1-yr home appreciation | 2.3% | -1.7% |
| Price per square foot | $199 | $191 |
| Median rent | $1,763 | $1,701 |
| Total tax burden (% income) | 12.5% | 9.1% |
| Combined sales tax | 5.73% | 7.02% |
| Capital gains tax | 5.75% | None |
| Property tax rate | 0.76% | 0.80% |
| Healthcare (annual) | $6,800 | $7,500 |
| Childcare (annual, infant) | $15,000 | $10,000 |
| Vehicle property tax | 3.97% | None |
| Avg commute (min) | 25 | 26 |
| Home insurance / yr | $1,500 | $4,200 |
| Auto insurance / yr | $1,400 | $2,900 |
| Flood insurance / yr | $700 | $1,400 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 17.4 | 15.4 |
| Gas $/gal | 3.20 | 3.35 |
| Violent crime /100k | 200 | 380 |
| Avg summer high °F | 87 | 91 |
| Avg winter low °F | 28 | 52 |
| Permit difficulty (1–5) | 3 | 3 |