Richmond, VA vs Virginia Beach, VA
Moving from Richmond to Virginia Beach? Here's what changes — from your equivalent salary to housing ($397,705 → $373,678 median home) and taxes.
Richmond vs Virginia Beach at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Richmond, VA, you'd need about $99,375 in Virginia Beach, VA (−$625).
Livability — Richmond, VA: 66 · Virginia Beach, VA: 68 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,514 sqft in Richmond vs 2,677 sqft in Virginia Beach ($199 vs $187 per sqft).
Annual cost breakdown (at $100,000)
| Category | Richmond, VA | Virginia Beach, VA | Difference |
|---|---|---|---|
| Housing | $21,156 | $22,344 | +$1,188 |
| Groceries | $4,853 | $4,853 | −$0 |
| Transportation | $3,080 | $3,080 | +$0 |
| Utilities | $1,872 | $1,872 | +$0 |
| Insurance | $1,500 | $1,500 | +$0 |
| Taxes | $10,041 | $10,303 | +$262 |
| Total | $42,502 | $43,952 | +$1,450 |
Side by side
| Metric | Richmond, VA | Virginia Beach, VA |
|---|---|---|
| Cost-of-living index | 98.3 | 97.7 |
| Unemployment rate | 4.78% | 5.24% |
| Population growth (5-yr) | 3.6% | 4.7% |
| Air quality (median AQI) | 44 | 41 |
| Big Mac price (est.) | $5.60 | $5.56 |
| Median home price | $397,705 | $373,678 |
| Home price ÷ income | 4.9× | 4.8× |
| 1-yr home appreciation | 2.3% | 2.5% |
| Price per square foot | $199 | $187 |
| Median rent | $1,763 | $1,862 |
| Total tax burden (% income) | 12.5% | 12.5% |
| Combined sales tax | 5.73% | 5.73% |
| Capital gains tax | 5.75% | 5.75% |
| Property tax rate | 0.76% | 0.86% |
| Healthcare (annual) | $6,800 | $6,800 |
| Childcare (annual, infant) | $15,000 | $15,000 |
| Vehicle property tax | 3.97% | 3.97% |
| Avg commute (min) | 25 | 25 |
| Home insurance / yr | $1,500 | $1,500 |
| Auto insurance / yr | $1,400 | $1,400 |
| Flood insurance / yr | $700 | $700 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 17.4 | 17.4 |
| Gas $/gal | 3.20 | 3.20 |
| Violent crime /100k | 200 | 200 |
| Avg summer high °F | 87 | 87 |
| Avg winter low °F | 28 | 28 |
| Permit difficulty (1–5) | 3 | 3 |