Richmond, VA vs Washington, DC
Moving from Richmond to Washington? Here's what changes — from your equivalent salary to housing ($397,705 → $583,013 median home) and taxes.
Richmond vs Washington at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Richmond, VA, you'd need about $111,396 in Washington, DC (+$11,396).
Livability — Richmond, VA: 66 · Washington, DC: 39 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,514 sqft in Richmond vs 1,286 sqft in Washington ($199 vs $389 per sqft).
Annual cost breakdown (at $100,000)
| Category | Richmond, VA | Washington, DC | Difference |
|---|---|---|---|
| Housing | $21,156 | $28,992 | +$7,836 |
| Groceries | $4,853 | $5,318 | +$464 |
| Transportation | $3,080 | $3,855 | +$775 |
| Utilities | $1,872 | $2,748 | +$876 |
| Insurance | $1,500 | $1,400 | −$100 |
| Taxes | $10,041 | $17,710 | +$7,670 |
| Total | $42,502 | $60,023 | +$17,521 |
Side by side
| Metric | Richmond, VA | Washington, DC |
|---|---|---|
| Cost-of-living index | 98.3 | 109.5 |
| Unemployment rate | 4.78% | 4.87% |
| Population growth (5-yr) | 3.6% | 4.2% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.60 | $6.23 |
| Median home price | $397,705 | $583,013 |
| Home price ÷ income | 4.9× | 4.9× |
| 1-yr home appreciation | 2.3% | -0.5% |
| Price per square foot | $199 | $389 |
| Median rent | $1,763 | $2,416 |
| Total tax burden (% income) | 12.5% | 12.0% |
| Combined sales tax | 5.73% | 6.00% |
| Capital gains tax | 5.75% | 10.75% |
| Property tax rate | 0.76% | 0.95% |
| Healthcare (annual) | $6,800 | $7,800 |
| Childcare (annual, infant) | $15,000 | $26,000 |
| Vehicle property tax | 3.97% | None |
| Avg commute (min) | 25 | 34 |
| Home insurance / yr | $1,500 | $1,400 |
| Auto insurance / yr | $1,400 | $2,000 |
| Flood insurance / yr | $700 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 17.4 | 25.4 |
| Gas $/gal | 3.20 | 3.40 |
| Natural gas / mo | $78 | $80 |
| Water & sewer / mo | $103 | $271 |
| Home internet / mo | $77 | $81 |
| Violent crime /100k | 200 | 1,000 |
| Avg summer high °F | 87 | 88 |
| Avg winter low °F | 28 | 29 |
| Annual precipitation (in) | 45.5 | 41.8 |
| Annual snowfall (in) | 8.8 | 13.7 |
| Sunshine (% possible) | 57% | 56% |
| Permit difficulty (1–5) | 3 | 4 |