Rochester, NY vs Tampa, FL
Moving from Rochester to Tampa? Here's what changes — from your equivalent salary to housing ($285,034 → $360,738 median home) and taxes.
Rochester vs Tampa at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Rochester, NY, you'd need about $104,151 in Tampa, FL (+$4,151).
Livability — Rochester, NY: 59 · Tampa, FL: 65 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,807 sqft in Rochester vs 2,564 sqft in Tampa ($178 vs $195 per sqft).
Annual cost breakdown (at $100,000)
| Category | Rochester, NY | Tampa, FL | Difference |
|---|---|---|---|
| Housing | $19,164 | $24,216 | +$5,052 |
| Groceries | $4,868 | $4,949 | +$81 |
| Transportation | $3,895 | $4,800 | +$905 |
| Utilities | $3,180 | $1,656 | −$1,524 |
| Insurance | $1,600 | $4,200 | +$2,600 |
| Taxes | $18,722 | $4,642 | −$14,080 |
| Total | $51,429 | $44,463 | −$6,966 |
Side by side
| Metric | Rochester, NY | Tampa, FL |
|---|---|---|
| Cost-of-living index | 98.4 | 102.5 |
| Unemployment rate | 5.01% | 4.92% |
| Population growth (5-yr) | 0.6% | 7.3% |
| Air quality (median AQI) | 39 | 51 |
| Big Mac price (est.) | $5.60 | $5.83 |
| Median home price | $285,034 | $360,738 |
| Home price ÷ income | 4.0× | 5.4× |
| 1-yr home appreciation | 4.7% | -3.4% |
| Price per square foot | $178 | $195 |
| Median rent | $1,597 | $2,018 |
| Total tax burden (% income) | 15.9% | 9.1% |
| Combined sales tax | 8.52% | 7.02% |
| Capital gains tax | 10.90% | None |
| Property tax rate | 2.76% | 0.80% |
| Healthcare (annual) | $7,800 | $7,500 |
| Childcare (annual, infant) | $17,000 | $10,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 21 | 28 |
| Home insurance / yr | $1,600 | $4,200 |
| Auto insurance / yr | $2,100 | $2,900 |
| Flood insurance / yr | $800 | $1,400 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 29.4 | 15.4 |
| Gas $/gal | 3.45 | 3.35 |
| Violent crime /100k | 350 | 380 |
| Avg summer high °F | 83 | 91 |
| Avg winter low °F | 16 | 52 |
| Permit difficulty (1–5) | 5 | 3 |