Sacramento, CA vs Albany, NY
Moving from Sacramento to Albany? Here's what changes — from your equivalent salary to housing ($582,707 → $370,533 median home) and taxes.
Sacramento vs Albany at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Sacramento, CA, you'd need about $89,996 in Albany, NY (−$10,004).
Livability — Sacramento, CA: 49 · Albany, NY: 58 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,287 sqft in Sacramento vs 2,159 sqft in Albany ($389 vs $232 per sqft).
Annual cost breakdown (at $100,000)
| Category | Sacramento, CA | Albany, NY | Difference |
|---|---|---|---|
| Housing | $27,396 | $20,172 | −$7,224 |
| Groceries | $5,247 | $4,868 | −$379 |
| Transportation | $5,125 | $3,895 | −$1,230 |
| Utilities | $3,804 | $3,180 | −$624 |
| Insurance | $1,500 | $1,600 | +$100 |
| Taxes | $20,410 | $18,849 | −$1,561 |
| Total | $63,482 | $52,564 | −$10,918 |
Side by side
| Metric | Sacramento, CA | Albany, NY |
|---|---|---|
| Cost-of-living index | 109.1 | 98.2 |
| Unemployment rate | 5.74% | 4.97% |
| Population growth (5-yr) | 5.6% | 2.3% |
| Air quality (median AQI) | 55 | 37 |
| Big Mac price (est.) | $6.21 | $5.59 |
| Median home price | $582,707 | $370,533 |
| Home price ÷ income | 6.5× | 4.4× |
| 1-yr home appreciation | -1.6% | 5.5% |
| Price per square foot | $389 | $232 |
| Median rent | $2,283 | $1,681 |
| Total tax burden (% income) | 13.5% | 15.9% |
| Combined sales tax | 8.82% | 8.52% |
| Capital gains tax | 13.30% | 10.90% |
| Property tax rate | 0.79% | 1.95% |
| Healthcare (annual) | $7,200 | $7,800 |
| Childcare (annual, infant) | $19,000 | $17,000 |
| Vehicle property tax | 0.65% | None |
| Avg commute (min) | 28 | 23 |
| Home insurance / yr | $1,500 | $1,600 |
| Auto insurance / yr | $2,400 | $2,100 |
| Flood insurance / yr | $750 | $800 |
| Earthquake insurance / yr | $950 | $100 |
| Electricity ¢/kWh | 35.3 | 29.4 |
| Gas $/gal | 4.85 | 3.45 |
| Violent crime /100k | 500 | 350 |
| Avg summer high °F | 84 | 83 |
| Avg winter low °F | 45 | 16 |
| Permit difficulty (1–5) | 5 | 5 |