Sacramento, CA vs Ann Arbor, MI
Moving from Sacramento to Ann Arbor? Here's what changes — from your equivalent salary to housing ($582,707 → $422,945 median home) and taxes.
Sacramento vs Ann Arbor at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Sacramento, CA, you'd need about $89,971 in Ann Arbor, MI (−$10,029).
Livability — Sacramento, CA: 49 · Ann Arbor, MI: 61 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,287 sqft in Sacramento vs 1,951 sqft in Ann Arbor ($389 vs $256 per sqft).
Annual cost breakdown (at $100,000)
| Category | Sacramento, CA | Ann Arbor, MI | Difference |
|---|---|---|---|
| Housing | $27,396 | $24,816 | −$2,580 |
| Groceries | $5,247 | $4,703 | −$544 |
| Transportation | $5,125 | $4,575 | −$550 |
| Utilities | $3,804 | $2,316 | −$1,488 |
| Insurance | $1,500 | $1,300 | −$200 |
| Taxes | $20,410 | $11,605 | −$8,805 |
| Total | $63,482 | $49,315 | −$14,167 |
Side by side
| Metric | Sacramento, CA | Ann Arbor, MI |
|---|---|---|
| Cost-of-living index | 109.1 | 98.2 |
| Unemployment rate | 5.74% | 4.69% |
| Population growth (5-yr) | 5.6% | 2.4% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $6.21 | $5.58 |
| Median home price | $582,707 | $422,945 |
| Home price ÷ income | 6.5× | 5.0× |
| 1-yr home appreciation | -1.6% | 2.5% |
| Price per square foot | $389 | $256 |
| Median rent | $2,283 | $2,068 |
| Total tax burden (% income) | 13.5% | 10.0% |
| Combined sales tax | 8.82% | 6.00% |
| Capital gains tax | 13.30% | 4.25% |
| Property tax rate | 0.79% | 1.56% |
| Healthcare (annual) | $7,200 | $6,500 |
| Childcare (annual, infant) | $19,000 | $11,000 |
| Vehicle property tax | 0.65% | 0.61% |
| Avg commute (min) | 28 | 24 |
| Home insurance / yr | $1,500 | $1,300 |
| Auto insurance / yr | $2,400 | $2,700 |
| Flood insurance / yr | $750 | $600 |
| Earthquake insurance / yr | $950 | $100 |
| Electricity ¢/kWh | 35.3 | 21.4 |
| Gas $/gal | 4.85 | 3.35 |
| Natural gas / mo | $72 | $78 |
| Water & sewer / mo | $138 | $74 |
| Home internet / mo | $83 | $78 |
| Violent crime /100k | 500 | 460 |
| Avg summer high °F | 84 | 83 |
| Avg winter low °F | 45 | 16 |
| Annual precipitation (in) | 19.2 | 37.6 |
| Annual snowfall (in) | 0.0 | 57.0 |
| Sunshine (% possible) | 78% | 53% |
| Permit difficulty (1–5) | 5 | 3 |