Sacramento, CA vs Worcester, MA
Moving from Sacramento to Worcester? Here's what changes — from your equivalent salary to housing ($582,707 → $482,611 median home) and taxes.
Sacramento vs Worcester at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Sacramento, CA, you'd need about $94,400 in Worcester, MA (−$5,600).
Livability — Sacramento, CA: 49 · Worcester, MA: 56 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,287 sqft in Sacramento vs 1,761 sqft in Worcester ($389 vs $284 per sqft).
Annual cost breakdown (at $100,000)
| Category | Sacramento, CA | Worcester, MA | Difference |
|---|---|---|---|
| Housing | $27,396 | $26,184 | −$1,212 |
| Groceries | $5,247 | $4,938 | −$309 |
| Transportation | $5,125 | $3,210 | −$1,915 |
| Utilities | $3,804 | $3,180 | −$624 |
| Insurance | $1,500 | $1,800 | +$300 |
| Taxes | $20,410 | $16,011 | −$4,399 |
| Total | $63,482 | $55,322 | −$8,159 |
Side by side
| Metric | Sacramento, CA | Worcester, MA |
|---|---|---|
| Cost-of-living index | 109.1 | 103.0 |
| Unemployment rate | 5.74% | 5.78% |
| Population growth (5-yr) | 5.6% | 4.3% |
| Air quality (median AQI) | 55 | 37 |
| Big Mac price (est.) | $6.21 | $5.86 |
| Median home price | $582,707 | $482,611 |
| Home price ÷ income | 6.5× | 5.6× |
| 1-yr home appreciation | -1.6% | 1.8% |
| Price per square foot | $389 | $284 |
| Median rent | $2,283 | $2,182 |
| Total tax burden (% income) | 13.5% | 11.5% |
| Combined sales tax | 8.82% | 6.25% |
| Capital gains tax | 13.30% | 9.00% |
| Property tax rate | 0.79% | 1.39% |
| Healthcare (annual) | $7,200 | $8,200 |
| Childcare (annual, infant) | $19,000 | $21,000 |
| Vehicle property tax | 0.65% | 2.25% |
| Avg commute (min) | 28 | 29 |
| Home insurance / yr | $1,500 | $1,800 |
| Auto insurance / yr | $2,400 | $1,500 |
| Flood insurance / yr | $750 | $800 |
| Earthquake insurance / yr | $950 | $100 |
| Electricity ¢/kWh | 35.3 | 29.4 |
| Gas $/gal | 4.85 | 3.30 |
| Violent crime /100k | 500 | 330 |
| Avg summer high °F | 84 | 82 |
| Avg winter low °F | 45 | 22 |
| Permit difficulty (1–5) | 5 | 4 |