San Antonio, TX vs Utica, NY
Moving from San Antonio to Utica? Here's what changes — from your equivalent salary to housing ($280,297 → $230,265 median home) and taxes.
San Antonio vs Utica at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in San Antonio, TX, you'd need about $98,311 in Utica, NY (−$1,689).
Livability — San Antonio, TX: 75 · Utica, NY: 64 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,745 sqft in San Antonio vs 3,475 sqft in Utica ($134 vs $144 per sqft).
Annual cost breakdown (at $100,000)
| Category | San Antonio, TX | Utica, NY | Difference |
|---|---|---|---|
| Housing | $16,848 | $16,848 | +$0 |
| Groceries | $4,647 | $4,868 | +$222 |
| Transportation | $3,675 | $3,895 | +$220 |
| Utilities | $1,836 | $3,180 | +$1,344 |
| Insurance | $3,600 | $1,600 | −$2,000 |
| Taxes | $6,956 | $17,314 | +$10,358 |
| Total | $37,562 | $47,705 | +$10,144 |
Side by side
| Metric | San Antonio, TX | Utica, NY |
|---|---|---|
| Cost-of-living index | 94.3 | 92.7 |
| Unemployment rate | 5.24% | 4.37% |
| Population growth (5-yr) | 8.1% | -1.3% |
| Air quality (median AQI) | 53 | 27 |
| Big Mac price (est.) | $5.37 | $5.28 |
| Median home price | $280,297 | $230,265 |
| Home price ÷ income | 4.0× | 3.4× |
| 1-yr home appreciation | -1.9% | 8.1% |
| Price per square foot | $134 | $144 |
| Median rent | $1,404 | $1,404 |
| Total tax burden (% income) | 8.6% | 15.9% |
| Combined sales tax | 8.20% | 8.52% |
| Capital gains tax | None | 10.90% |
| Property tax rate | 1.74% | 2.26% |
| Healthcare (annual) | $6,800 | $7,800 |
| Childcare (annual, infant) | $9,500 | $17,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 27 | 21 |
| Home insurance / yr | $3,600 | $1,600 |
| Auto insurance / yr | $2,100 | $2,100 |
| Flood insurance / yr | $900 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 17.0 | 29.4 |
| Gas $/gal | 3.00 | 3.45 |
| Violent crime /100k | 430 | 350 |
| Avg summer high °F | 96 | 83 |
| Avg winter low °F | 38 | 16 |
| Permit difficulty (1–5) | 2 | 5 |