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San Diego, CA vs Hagerstown, MD

Moving from San Diego to Hagerstown? Here's what changes — from your equivalent salary to housing ($946,365 → $324,997 median home) and taxes.

San Diego vs Hagerstown at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

San Diego, CA Hagerstown, MD Cost-of-living index San Diego, CA — Cost-of-living index: 111 111 Hagerstown, MD — Cost-of-living index: 95 95 Median home price San Diego, CA — Median home price: $946k $946k Hagerstown, MD — Median home price: $325k $325k Price per sqft San Diego, CA — Price per sqft: $631 $631 Hagerstown, MD — Price per sqft: $171 $171 Median rent San Diego, CA — Median rent: $2,951 $2,951 Hagerstown, MD — Median rent: $1,596 $1,596 Combined sales tax San Diego, CA — Combined sales tax: 8.8% 8.8% Hagerstown, MD — Combined sales tax: 6.0% 6.0% Property tax rate San Diego, CA — Property tax rate: 0.72% 0.72% Hagerstown, MD — Property tax rate: 0.70% 0.70% Violent crime /100k San Diego, CA — Violent crime /100k: 500 500 Hagerstown, MD — Violent crime /100k: 450 450 Electricity ¢/kWh San Diego, CA — Electricity ¢/kWh: 35.3 35.3 Hagerstown, MD — Electricity ¢/kWh: 22.1 22.1 Avg commute (min) San Diego, CA — Avg commute (min): 26 26 Hagerstown, MD — Avg commute (min): 31 31 Avg summer high °F San Diego, CA — Avg summer high °F: 84° 84° Hagerstown, MD — Avg summer high °F: 88° 88° Avg winter low °F San Diego, CA — Avg winter low °F: 45° 45° Hagerstown, MD — Avg winter low °F: 27° 27°

To keep the same standard of living as $100,000 in San Diego, CA, you'd need about $86,111 in Hagerstown, MD (−$13,889).

Livability — San Diego, CA: 44 · Hagerstown, MD: 65 (0–100).

What your home budget buys

A $500,000 home budget gets you about 793 sqft in San Diego vs 2,922 sqft in Hagerstown ($631 vs $171 per sqft).

Annual cost breakdown (at $100,000)

CategorySan Diego, CAHagerstown, MDDifference
Housing $35,412 $19,152 −$16,260
Groceries $5,112 $4,805 −$308
Transportation $5,125 $3,685 −$1,440
Utilities $3,804 $2,388 −$1,416
Insurance $1,500 $1,400 −$100
Taxes $21,601 $9,558 −$12,043
Total $72,554 $40,988 −$31,567

Side by side

MetricSan Diego, CAHagerstown, MD
Cost-of-living index110.795.4
Unemployment rate6.34%4.84%
Population growth (5-yr)0.2%13.0%
Air quality (median AQI)7142
Big Mac price (est.)$6.30$5.43
Median home price$946,365$324,997
Home price ÷ income9.8×4.5×
1-yr home appreciation-1.1%2.6%
Price per square foot$631$171
Median rent$2,951$1,596
Total tax burden (% income)13.5%11.3%
Combined sales tax8.82%6.00%
Capital gains tax13.30%5.75%
Property tax rate0.72%0.70%
Healthcare (annual)$7,200$7,200
Childcare (annual, infant)$19,000$16,000
Vehicle property tax0.65%None
Avg commute (min)2631
Home insurance / yr$1,500$1,400
Auto insurance / yr$2,400$1,900
Flood insurance / yr$750$750
Earthquake insurance / yr$950$100
Electricity ¢/kWh35.322.1
Gas $/gal4.853.30
Violent crime /100k500450
Avg summer high °F8488
Avg winter low °F4527
Permit difficulty (1–5)54
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