SalaryCompareTool

San Francisco, CA vs Hagerstown, MD

Moving from San Francisco to Hagerstown? Here's what changes — from your equivalent salary to housing ($1,149,215 → $324,997 median home) and taxes.

San Francisco vs Hagerstown at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

San Francisco, CA Hagerstown, MD Cost-of-living index San Francisco, CA — Cost-of-living index: 118 118 Hagerstown, MD — Cost-of-living index: 95 95 Median home price San Francisco, CA — Median home price: $1149k $1149k Hagerstown, MD — Median home price: $325k $325k Price per sqft San Francisco, CA — Price per sqft: $766 $766 Hagerstown, MD — Price per sqft: $171 $171 Median rent San Francisco, CA — Median rent: $3,258 $3,258 Hagerstown, MD — Median rent: $1,596 $1,596 Combined sales tax San Francisco, CA — Combined sales tax: 8.8% 8.8% Hagerstown, MD — Combined sales tax: 6.0% 6.0% Property tax rate San Francisco, CA — Property tax rate: 0.72% 0.72% Hagerstown, MD — Property tax rate: 0.70% 0.70% Violent crime /100k San Francisco, CA — Violent crime /100k: 500 500 Hagerstown, MD — Violent crime /100k: 450 450 Electricity ¢/kWh San Francisco, CA — Electricity ¢/kWh: 35.3 35.3 Hagerstown, MD — Electricity ¢/kWh: 22.1 22.1 Avg commute (min) San Francisco, CA — Avg commute (min): 33 33 Hagerstown, MD — Avg commute (min): 31 31 Avg summer high °F San Francisco, CA — Avg summer high °F: 84° 84° Hagerstown, MD — Avg summer high °F: 88° 88° Avg winter low °F San Francisco, CA — Avg winter low °F: 45° 45° Hagerstown, MD — Avg winter low °F: 27° 27°

To keep the same standard of living as $100,000 in San Francisco, CA, you'd need about $81,122 in Hagerstown, MD (−$18,878).

Livability — San Francisco, CA: 35 · Hagerstown, MD: 65 (0–100).

What your home budget buys

A $500,000 home budget gets you about 653 sqft in San Francisco vs 2,922 sqft in Hagerstown ($766 vs $171 per sqft).

Annual cost breakdown (at $100,000)

CategorySan Francisco, CAHagerstown, MDDifference
Housing $39,096 $19,152 −$19,944
Groceries $5,761 $4,805 −$956
Transportation $5,125 $3,685 −$1,440
Utilities $3,804 $2,388 −$1,416
Insurance $1,500 $1,400 −$100
Taxes $24,108 $9,558 −$14,550
Total $79,394 $40,988 −$38,406

Side by side

MetricSan Francisco, CAHagerstown, MD
Cost-of-living index117.695.4
Unemployment rate5.22%4.84%
Population growth (5-yr)1.1%13.0%
Air quality (median AQI)5342
Big Mac price (est.)$6.69$5.43
Median home price$1,149,215$324,997
Home price ÷ income8.9×4.5×
1-yr home appreciation-0.8%2.6%
Price per square foot$766$171
Median rent$3,258$1,596
Total tax burden (% income)13.5%11.3%
Combined sales tax8.82%6.00%
Capital gains tax13.30%5.75%
Property tax rate0.72%0.70%
Healthcare (annual)$7,200$7,200
Childcare (annual, infant)$19,000$16,000
Vehicle property tax0.65%None
Avg commute (min)3331
Home insurance / yr$1,500$1,400
Auto insurance / yr$2,400$1,900
Flood insurance / yr$750$750
Earthquake insurance / yr$950$100
Electricity ¢/kWh35.322.1
Gas $/gal4.853.30
Violent crime /100k500450
Avg summer high °F8488
Avg winter low °F4527
Permit difficulty (1–5)54
Moving to Hagerstown?
Compare moving company quotes →
Financing a home in Hagerstown?
See today's mortgage rates →

Ad · affiliate links

San Francisco details → Hagerstown details → Reverse: Hagerstown vs San Francisco →