San Francisco, CA vs Salt Lake City, UT
Moving from San Francisco to Salt Lake City? Here's what changes — from your equivalent salary to housing ($1,149,215 → $568,656 median home) and taxes.
San Francisco vs Salt Lake City at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in San Francisco, CA, you'd need about $82,641 in Salt Lake City, UT (−$17,359).
Livability — San Francisco, CA: 35 · Salt Lake City, UT: 64 (0–100).
What your home budget buys
A $500,000 home budget gets you about 653 sqft in San Francisco vs 1,846 sqft in Salt Lake City ($766 vs $271 per sqft).
Annual cost breakdown (at $100,000)
| Category | San Francisco, CA | Salt Lake City, UT | Difference |
|---|---|---|---|
| Housing | $39,096 | $19,692 | −$19,404 |
| Groceries | $5,761 | $4,736 | −$1,025 |
| Transportation | $5,125 | $3,450 | −$1,675 |
| Utilities | $3,804 | $1,440 | −$2,364 |
| Insurance | $1,500 | $1,200 | −$300 |
| Taxes | $24,108 | $9,729 | −$14,379 |
| Total | $79,394 | $40,246 | −$39,147 |
Side by side
| Metric | San Francisco, CA | Salt Lake City, UT |
|---|---|---|
| Cost-of-living index | 117.6 | 97.1 |
| Unemployment rate | 5.22% | 3.61% |
| Population growth (5-yr) | 1.1% | 7.2% |
| Air quality (median AQI) | 53 | 56 |
| Big Mac price (est.) | $6.69 | $5.53 |
| Median home price | $1,149,215 | $568,656 |
| Home price ÷ income | 8.9× | 6.3× |
| 1-yr home appreciation | -0.8% | 1.3% |
| Price per square foot | $766 | $271 |
| Median rent | $3,258 | $1,641 |
| Total tax burden (% income) | 13.5% | 12.1% |
| Combined sales tax | 8.82% | 7.19% |
| Capital gains tax | 13.30% | 4.65% |
| Property tax rate | 0.72% | 0.59% |
| Healthcare (annual) | $7,200 | $6,000 |
| Childcare (annual, infant) | $19,000 | $10,000 |
| Vehicle property tax | 0.65% | None |
| Avg commute (min) | 33 | 23 |
| Home insurance / yr | $1,500 | $1,200 |
| Auto insurance / yr | $2,400 | $1,500 |
| Flood insurance / yr | $750 | $500 |
| Earthquake insurance / yr | $950 | $450 |
| Electricity ¢/kWh | 35.3 | 13.3 |
| Gas $/gal | 4.85 | 3.60 |
| Violent crime /100k | 500 | 260 |
| Avg summer high °F | 84 | 92 |
| Avg winter low °F | 45 | 24 |
| Permit difficulty (1–5) | 5 | 2 |