San Francisco, CA vs Spokane, WA
Moving from San Francisco to Spokane? Here's what changes — from your equivalent salary to housing ($1,149,215 → $423,842 median home) and taxes.
San Francisco vs Spokane at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in San Francisco, CA, you'd need about $85,856 in Spokane, WA (−$14,144).
Livability — San Francisco, CA: 35 · Spokane, WA: 59 (0–100).
What your home budget buys
A $500,000 home budget gets you about 653 sqft in San Francisco vs 2,123 sqft in Spokane ($766 vs $236 per sqft).
Annual cost breakdown (at $100,000)
| Category | San Francisco, CA | Spokane, WA | Difference |
|---|---|---|---|
| Housing | $39,096 | $18,588 | −$20,508 |
| Groceries | $5,761 | $5,246 | −$515 |
| Transportation | $5,125 | $4,075 | −$1,050 |
| Utilities | $3,804 | $1,548 | −$2,256 |
| Insurance | $1,500 | $1,500 | +$0 |
| Taxes | $24,108 | $6,160 | −$17,948 |
| Total | $79,394 | $37,117 | −$42,277 |
Side by side
| Metric | San Francisco, CA | Spokane, WA |
|---|---|---|
| Cost-of-living index | 117.6 | 100.9 |
| Unemployment rate | 5.22% | 5.75% |
| Population growth (5-yr) | 1.1% | 6.9% |
| Air quality (median AQI) | 53 | 44 |
| Big Mac price (est.) | $6.69 | $5.74 |
| Median home price | $1,149,215 | $423,842 |
| Home price ÷ income | 8.9× | 6.1× |
| 1-yr home appreciation | -0.8% | 0.3% |
| Price per square foot | $766 | $236 |
| Median rent | $3,258 | $1,549 |
| Total tax burden (% income) | 13.5% | 10.7% |
| Combined sales tax | 8.82% | 9.38% |
| Capital gains tax | 13.30% | 7.00% |
| Property tax rate | 0.72% | 0.88% |
| Healthcare (annual) | $7,200 | $6,600 |
| Childcare (annual, infant) | $19,000 | $16,000 |
| Vehicle property tax | 0.65% | None |
| Avg commute (min) | 33 | 23 |
| Home insurance / yr | $1,500 | $1,500 |
| Auto insurance / yr | $2,400 | $1,600 |
| Flood insurance / yr | $750 | $700 |
| Earthquake insurance / yr | $950 | $700 |
| Electricity ¢/kWh | 35.3 | 14.4 |
| Gas $/gal | 4.85 | 4.55 |
| Violent crime /100k | 500 | 375 |
| Avg summer high °F | 84 | 76 |
| Avg winter low °F | 45 | 37 |
| Permit difficulty (1–5) | 5 | 5 |