San Francisco, CA vs Springfield, MO
Moving from San Francisco to Springfield? Here's what changes — from your equivalent salary to housing ($1,149,215 → $272,938 median home) and taxes.
San Francisco vs Springfield at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in San Francisco, CA, you'd need about $75,805 in Springfield, MO (−$24,195).
Livability — San Francisco, CA: 35 · Springfield, MO: 69 (0–100).
What your home budget buys
A $500,000 home budget gets you about 653 sqft in San Francisco vs 3,205 sqft in Springfield ($766 vs $156 per sqft).
Annual cost breakdown (at $100,000)
| Category | San Francisco, CA | Springfield, MO | Difference |
|---|---|---|---|
| Housing | $39,096 | $15,252 | −$23,844 |
| Groceries | $5,761 | $4,830 | −$931 |
| Transportation | $5,125 | $3,390 | −$1,735 |
| Utilities | $3,804 | $1,512 | −$2,292 |
| Insurance | $1,500 | $2,400 | +$900 |
| Taxes | $24,108 | $9,116 | −$14,992 |
| Total | $79,394 | $36,500 | −$42,894 |
Side by side
| Metric | San Francisco, CA | Springfield, MO |
|---|---|---|
| Cost-of-living index | 117.6 | 89.1 |
| Unemployment rate | 5.22% | 3.91% |
| Population growth (5-yr) | 1.1% | 4.8% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $6.69 | $5.07 |
| Median home price | $1,149,215 | $272,938 |
| Home price ÷ income | 8.9× | 4.7× |
| 1-yr home appreciation | -0.8% | 2.4% |
| Price per square foot | $766 | $156 |
| Median rent | $3,258 | $1,271 |
| Total tax burden (% income) | 13.5% | 9.3% |
| Combined sales tax | 8.82% | 8.38% |
| Capital gains tax | 13.30% | 4.80% |
| Property tax rate | 0.72% | 0.72% |
| Healthcare (annual) | $7,200 | $6,400 |
| Childcare (annual, infant) | $19,000 | $10,000 |
| Vehicle property tax | 0.65% | 2.55% |
| Avg commute (min) | 33 | 23 |
| Home insurance / yr | $1,500 | $2,400 |
| Auto insurance / yr | $2,400 | $1,800 |
| Flood insurance / yr | $750 | $750 |
| Earthquake insurance / yr | $950 | $400 |
| Electricity ¢/kWh | 35.3 | 14.0 |
| Gas $/gal | 4.85 | 3.00 |
| Natural gas / mo | $72 | $72 |
| Water & sewer / mo | $138 | $184 |
| Home internet / mo | $83 | $86 |
| Violent crime /100k | 500 | 490 |
| Avg summer high °F | 84 | 89 |
| Avg winter low °F | 45 | 22 |
| Annual precipitation (in) | 22.9 | 41.7 |
| Annual snowfall (in) | 0.0 | 16.6 |
| Sunshine (% possible) | 66% | 57% |
| Permit difficulty (1–5) | 5 | 2 |