San Jose, CA vs Des Moines, IA
Moving from San Jose to Des Moines? Here's what changes — from your equivalent salary to housing ($1,610,466 → $296,070 median home) and taxes.
San Jose vs Des Moines at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in San Jose, CA, you'd need about $82,039 in Des Moines, IA (−$17,961).
Livability — San Jose, CA: 32 · Des Moines, IA: 68 (0–100).
What your home budget buys
A $500,000 home budget gets you about 466 sqft in San Jose vs 2,787 sqft in Des Moines ($1074 vs $179 per sqft).
Annual cost breakdown (at $100,000)
| Category | San Jose, CA | Des Moines, IA | Difference |
|---|---|---|---|
| Housing | $43,500 | $15,516 | −$27,984 |
| Groceries | $5,247 | $4,831 | −$415 |
| Transportation | $5,125 | $3,150 | −$1,975 |
| Utilities | $3,804 | $1,500 | −$2,304 |
| Insurance | $1,500 | $1,700 | +$200 |
| Taxes | $25,449 | $10,265 | −$15,184 |
| Total | $84,625 | $36,962 | −$47,662 |
Side by side
| Metric | San Jose, CA | Des Moines, IA |
|---|---|---|
| Cost-of-living index | 113.1 | 92.8 |
| Unemployment rate | 4.50% | 4.14% |
| Population growth (5-yr) | 0.6% | 14.2% |
| Air quality (median AQI) | 51 | 45 |
| Big Mac price (est.) | $6.43 | $5.28 |
| Median home price | $1,610,466 | $296,070 |
| Home price ÷ income | 10.6× | 3.7× |
| 1-yr home appreciation | -1.4% | 1.2% |
| Price per square foot | $1074 | $179 |
| Median rent | $3,625 | $1,293 |
| Total tax burden (% income) | 13.5% | 11.2% |
| Combined sales tax | 8.82% | 6.94% |
| Capital gains tax | 13.30% | 3.80% |
| Property tax rate | 0.71% | 1.71% |
| Healthcare (annual) | $7,200 | $6,400 |
| Childcare (annual, infant) | $19,000 | $11,000 |
| Vehicle property tax | 0.65% | 1.00% |
| Avg commute (min) | 28 | 21 |
| Home insurance / yr | $1,500 | $1,700 |
| Auto insurance / yr | $2,400 | $1,200 |
| Flood insurance / yr | $750 | $700 |
| Earthquake insurance / yr | $950 | $100 |
| Electricity ¢/kWh | 35.3 | 13.9 |
| Gas $/gal | 4.85 | 3.10 |
| Violent crime /100k | 500 | 300 |
| Avg summer high °F | 84 | 85 |
| Avg winter low °F | 45 | 12 |
| Permit difficulty (1–5) | 5 | 2 |