San Jose, CA vs Sioux Falls, SD
Moving from San Jose to Sioux Falls? Here's what changes — from your equivalent salary to housing ($1,610,466 → $342,936 median home) and taxes.
San Jose vs Sioux Falls at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in San Jose, CA, you'd need about $79,685 in Sioux Falls, SD (−$20,315).
Livability — San Jose, CA: 32 · Sioux Falls, SD: 69 (0–100).
What your home budget buys
A $500,000 home budget gets you about 466 sqft in San Jose vs 2,479 sqft in Sioux Falls ($1074 vs $202 per sqft).
Annual cost breakdown (at $100,000)
| Category | San Jose, CA | Sioux Falls, SD | Difference |
|---|---|---|---|
| Housing | $43,500 | $15,708 | −$27,792 |
| Groceries | $5,247 | $4,870 | −$377 |
| Transportation | $5,125 | $3,200 | −$1,925 |
| Utilities | $3,804 | $1,572 | −$2,232 |
| Insurance | $1,500 | $2,400 | +$900 |
| Taxes | $25,449 | $5,263 | −$20,186 |
| Total | $84,625 | $33,013 | −$51,612 |
Side by side
| Metric | San Jose, CA | Sioux Falls, SD |
|---|---|---|
| Cost-of-living index | 113.1 | 90.1 |
| Unemployment rate | 4.50% | 2.15% |
| Population growth (5-yr) | 0.6% | 10.9% |
| Air quality (median AQI) | 51 | 34 |
| Big Mac price (est.) | $6.43 | $5.13 |
| Median home price | $1,610,466 | $342,936 |
| Home price ÷ income | 10.6× | 4.4× |
| 1-yr home appreciation | -1.4% | 1.5% |
| Price per square foot | $1074 | $202 |
| Median rent | $3,625 | $1,309 |
| Total tax burden (% income) | 13.5% | 8.4% |
| Combined sales tax | 8.82% | 6.40% |
| Capital gains tax | 13.30% | None |
| Property tax rate | 0.71% | 1.18% |
| Healthcare (annual) | $7,200 | $6,800 |
| Childcare (annual, infant) | $19,000 | $8,000 |
| Vehicle property tax | 0.65% | None |
| Avg commute (min) | 28 | 19 |
| Home insurance / yr | $1,500 | $2,400 |
| Auto insurance / yr | $2,400 | $1,500 |
| Flood insurance / yr | $750 | $600 |
| Earthquake insurance / yr | $950 | $100 |
| Electricity ¢/kWh | 35.3 | 14.5 |
| Gas $/gal | 4.85 | 3.20 |
| Violent crime /100k | 500 | 400 |
| Avg summer high °F | 84 | 86 |
| Avg winter low °F | 45 | 10 |
| Permit difficulty (1–5) | 5 | 2 |