San Juan, PR vs Duluth, MN
Moving from San Juan to Duluth? Here's what changes — from your equivalent salary to housing ($350,000 → $264,350 median home) and taxes.
San Juan vs Duluth at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in San Juan, PR, you'd need about $87,181 in Duluth, MN (−$12,819).
Livability — San Juan, PR: 56 · Duluth, MN: 68 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,500 sqft in San Juan vs 3,404 sqft in Duluth ($200 vs $147 per sqft).
Annual cost breakdown (at $100,000)
| Category | San Juan, PR | Duluth, MN | Difference |
|---|---|---|---|
| Housing | $18,000 | $16,572 | −$1,428 |
| Groceries | $5,000 | $4,846 | −$154 |
| Transportation | $2,960 | $3,375 | +$415 |
| Utilities | $1,728 | $1,776 | +$48 |
| Insurance | $1,200 | $2,200 | +$1,000 |
| Taxes | $37,720 | $14,852 | −$22,868 |
| Total | $66,608 | $43,621 | −$22,987 |
Side by side
| Metric | San Juan, PR | Duluth, MN |
|---|---|---|
| Cost-of-living index | 100.0 | 87.2 |
| Unemployment rate | 13.00% | 4.41% |
| Population growth (5-yr) | -5.5% | 4.4% |
| Air quality (median AQI) | 49 | 39 |
| Big Mac price (est.) | $5.69 | $4.96 |
| Median home price | $350,000 | $264,350 |
| Home price ÷ income | 13.0× | 3.9× |
| 1-yr home appreciation | 3.0% | 6.6% |
| Price per square foot | $200 | $147 |
| Median rent | $1,500 | $1,381 |
| Total tax burden (% income) | 11.0% | 12.1% |
| Combined sales tax | 11.50% | 8.10% |
| Capital gains tax | 33.00% | 9.85% |
| Property tax rate | 0.52% | 1.12% |
| Healthcare (annual) | $5,000 | $6,800 |
| Childcare (annual, infant) | $6,000 | $16,000 |
| Vehicle property tax | None | 1.58% |
| Avg commute (min) | 30 | 20 |
| Home insurance / yr | $1,200 | $2,200 |
| Auto insurance / yr | $1,200 | $1,600 |
| Flood insurance / yr | $1,300 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.0 | 16.4 |
| Gas $/gal | 3.40 | 3.15 |
| Violent crime /100k | 350 | 280 |
| Avg summer high °F | 88 | 83 |
| Avg winter low °F | 72 | 4 |
| Permit difficulty (1–5) | 2 | 3 |