San Juan, PR vs Waco, TX
Moving from San Juan to Waco? Here's what changes — from your equivalent salary to housing ($350,000 → $256,772 median home) and taxes.
San Juan vs Waco at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in San Juan, PR, you'd need about $91,135 in Waco, TX (−$8,865).
Livability — San Juan, PR: 56 · Waco, TX: 73 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,500 sqft in San Juan vs 4,088 sqft in Waco ($200 vs $122 per sqft).
Annual cost breakdown (at $100,000)
| Category | San Juan, PR | Waco, TX | Difference |
|---|---|---|---|
| Housing | $18,000 | $16,848 | −$1,152 |
| Groceries | $5,000 | $4,647 | −$353 |
| Transportation | $2,960 | $3,675 | +$715 |
| Utilities | $1,728 | $1,836 | +$108 |
| Insurance | $1,200 | $3,600 | +$2,400 |
| Taxes | $37,720 | $5,779 | −$31,941 |
| Total | $66,608 | $36,385 | −$30,223 |
Side by side
| Metric | San Juan, PR | Waco, TX |
|---|---|---|
| Cost-of-living index | 100.0 | 91.1 |
| Unemployment rate | 13.00% | 4.56% |
| Population growth (5-yr) | -5.5% | 5.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.69 | $5.19 |
| Median home price | $350,000 | $256,772 |
| Home price ÷ income | 13.0× | 4.3× |
| 1-yr home appreciation | 3.0% | -0.8% |
| Price per square foot | $200 | $122 |
| Median rent | $1,500 | $1,404 |
| Total tax burden (% income) | 11.0% | 8.6% |
| Combined sales tax | 11.50% | 8.20% |
| Capital gains tax | 33.00% | None |
| Property tax rate | 0.52% | 1.53% |
| Healthcare (annual) | $5,000 | $6,800 |
| Childcare (annual, infant) | $6,000 | $9,500 |
| Vehicle property tax | None | None |
| Avg commute (min) | 30 | 21 |
| Home insurance / yr | $1,200 | $3,600 |
| Auto insurance / yr | $1,200 | $2,100 |
| Flood insurance / yr | $1,300 | $900 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.0 | 17.0 |
| Gas $/gal | 3.40 | 3.00 |
| Natural gas / mo | $5 | $52 |
| Water & sewer / mo | $40 | $134 |
| Home internet / mo | $60 | $83 |
| Violent crime /100k | 350 | 430 |
| Avg summer high °F | 88 | 96 |
| Avg winter low °F | 72 | 38 |
| Annual precipitation (in) | 57.0 | 36.4 |
| Annual snowfall (in) | 0.0 | 1.0 |
| Sunshine (% possible) | 65% | 64% |
| Permit difficulty (1–5) | 2 | 2 |
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