San Luis Obispo, CA vs Jacksonville, FL
Moving from San Luis Obispo to Jacksonville? Here's what changes — from your equivalent salary to housing ($909,699 → $352,994 median home) and taxes.
San Luis Obispo vs Jacksonville at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in San Luis Obispo, CA, you'd need about $89,753 in Jacksonville, FL (−$10,247).
Livability — San Luis Obispo, CA: 42 · Jacksonville, FL: 69 (0–100).
What your home budget buys
A $500,000 home budget gets you about 824 sqft in San Luis Obispo vs 2,621 sqft in Jacksonville ($607 vs $191 per sqft).
Annual cost breakdown (at $100,000)
| Category | San Luis Obispo, CA | Jacksonville, FL | Difference |
|---|---|---|---|
| Housing | $34,260 | $20,412 | −$13,848 |
| Groceries | $5,247 | $4,813 | −$433 |
| Transportation | $5,125 | $4,800 | −$325 |
| Utilities | $3,804 | $1,656 | −$2,148 |
| Insurance | $1,500 | $4,200 | +$2,700 |
| Taxes | $21,453 | $4,713 | −$16,740 |
| Total | $71,389 | $40,594 | −$30,794 |
Side by side
| Metric | San Luis Obispo, CA | Jacksonville, FL |
|---|---|---|
| Cost-of-living index | 111.0 | 99.6 |
| Unemployment rate | 4.99% | 4.54% |
| Population growth (5-yr) | 0.6% | 11.4% |
| Air quality (median AQI) | 49 | 51 |
| Big Mac price (est.) | $6.32 | $5.67 |
| Median home price | $909,699 | $352,994 |
| Home price ÷ income | 10.1× | 4.8× |
| 1-yr home appreciation | 1.3% | -1.7% |
| Price per square foot | $607 | $191 |
| Median rent | $2,855 | $1,701 |
| Total tax burden (% income) | 13.5% | 9.1% |
| Combined sales tax | 8.82% | 7.02% |
| Capital gains tax | 13.30% | None |
| Property tax rate | 0.70% | 0.80% |
| Healthcare (annual) | $7,200 | $7,500 |
| Childcare (annual, infant) | $19,000 | $10,000 |
| Vehicle property tax | 0.65% | None |
| Avg commute (min) | 22 | 26 |
| Home insurance / yr | $1,500 | $4,200 |
| Auto insurance / yr | $2,400 | $2,900 |
| Flood insurance / yr | $750 | $1,400 |
| Earthquake insurance / yr | $950 | $100 |
| Electricity ¢/kWh | 35.3 | 15.4 |
| Gas $/gal | 4.85 | 3.35 |
| Violent crime /100k | 500 | 380 |
| Avg summer high °F | 84 | 91 |
| Avg winter low °F | 45 | 52 |
| Permit difficulty (1–5) | 5 | 3 |