Santa Cruz, CA vs Seattle, WA
Moving from Santa Cruz to Seattle? Here's what changes — from your equivalent salary to housing ($1,157,157 → $750,279 median home) and taxes.
Santa Cruz vs Seattle at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Santa Cruz, CA, you'd need about $99,962 in Seattle, WA (−$38).
Livability — Santa Cruz, CA: 38 · Seattle, WA: 48 (0–100).
What your home budget buys
A $500,000 home budget gets you about 648 sqft in Santa Cruz vs 1,200 sqft in Seattle ($771 vs $417 per sqft).
Annual cost breakdown (at $100,000)
| Category | Santa Cruz, CA | Seattle, WA | Difference |
|---|---|---|---|
| Housing | $43,188 | $26,784 | −$16,404 |
| Groceries | $5,247 | $5,405 | +$159 |
| Transportation | $5,125 | $4,075 | −$1,050 |
| Utilities | $3,804 | $1,548 | −$2,256 |
| Insurance | $1,500 | $1,500 | +$0 |
| Taxes | $22,398 | $8,826 | −$13,572 |
| Total | $81,262 | $48,138 | −$33,123 |
Side by side
| Metric | Santa Cruz, CA | Seattle, WA |
|---|---|---|
| Cost-of-living index | 112.8 | 112.7 |
| Unemployment rate | 5.94% | 4.59% |
| Population growth (5-yr) | -1.7% | 7.1% |
| Air quality (median AQI) | 39 | 47 |
| Big Mac price (est.) | $6.42 | $6.41 |
| Median home price | $1,157,157 | $750,279 |
| Home price ÷ income | 11.1× | 7.0× |
| 1-yr home appreciation | 2.9% | -1.9% |
| Price per square foot | $771 | $417 |
| Median rent | $3,599 | $2,232 |
| Total tax burden (% income) | 13.5% | 10.7% |
| Combined sales tax | 8.82% | 9.38% |
| Capital gains tax | 13.30% | 7.00% |
| Property tax rate | 0.63% | 0.88% |
| Healthcare (annual) | $7,200 | $6,600 |
| Childcare (annual, infant) | $19,000 | $16,000 |
| Vehicle property tax | 0.65% | None |
| Avg commute (min) | 27 | 30 |
| Home insurance / yr | $1,500 | $1,500 |
| Auto insurance / yr | $2,400 | $1,600 |
| Flood insurance / yr | $750 | $700 |
| Earthquake insurance / yr | $950 | $700 |
| Electricity ¢/kWh | 35.3 | 14.4 |
| Gas $/gal | 4.85 | 4.55 |
| Violent crime /100k | 500 | 375 |
| Avg summer high °F | 84 | 76 |
| Avg winter low °F | 45 | 37 |
| Permit difficulty (1–5) | 5 | 5 |