Seattle, WA vs Hagerstown, MD
Moving from Seattle to Hagerstown? Here's what changes — from your equivalent salary to housing ($750,279 → $324,997 median home) and taxes.
Seattle vs Hagerstown at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Seattle, WA, you'd need about $84,591 in Hagerstown, MD (−$15,409).
Livability — Seattle, WA: 48 · Hagerstown, MD: 65 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,200 sqft in Seattle vs 2,922 sqft in Hagerstown ($417 vs $171 per sqft).
Annual cost breakdown (at $100,000)
| Category | Seattle, WA | Hagerstown, MD | Difference |
|---|---|---|---|
| Housing | $26,784 | $19,152 | −$7,632 |
| Groceries | $5,405 | $4,805 | −$601 |
| Transportation | $4,075 | $3,685 | −$390 |
| Utilities | $1,548 | $2,388 | +$840 |
| Insurance | $1,500 | $1,400 | −$100 |
| Taxes | $8,826 | $9,558 | +$732 |
| Total | $48,138 | $40,988 | −$7,151 |
Side by side
| Metric | Seattle, WA | Hagerstown, MD |
|---|---|---|
| Cost-of-living index | 112.7 | 95.4 |
| Unemployment rate | 4.59% | 4.84% |
| Population growth (5-yr) | 7.1% | 13.0% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $6.41 | $5.43 |
| Median home price | $750,279 | $324,997 |
| Home price ÷ income | 7.0× | 4.5× |
| 1-yr home appreciation | -1.9% | 2.6% |
| Price per square foot | $417 | $171 |
| Median rent | $2,232 | $1,596 |
| Total tax burden (% income) | 10.7% | 11.3% |
| Combined sales tax | 9.38% | 6.00% |
| Capital gains tax | 7.00% | 5.75% |
| Property tax rate | 0.88% | 0.70% |
| Healthcare (annual) | $6,600 | $7,200 |
| Childcare (annual, infant) | $16,000 | $16,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 30 | 31 |
| Home insurance / yr | $1,500 | $1,400 |
| Auto insurance / yr | $1,600 | $1,900 |
| Flood insurance / yr | $700 | $750 |
| Earthquake insurance / yr | $700 | $100 |
| Electricity ¢/kWh | 14.4 | 22.1 |
| Gas $/gal | 4.55 | 3.30 |
| Natural gas / mo | $58 | $88 |
| Water & sewer / mo | $167 | $106 |
| Home internet / mo | $83 | $82 |
| Violent crime /100k | 375 | 450 |
| Avg summer high °F | 76 | 88 |
| Avg winter low °F | 37 | 27 |
| Annual precipitation (in) | 39.3 | 45.0 |
| Annual snowfall (in) | 6.3 | 19.3 |
| Sunshine (% possible) | 47% | 57% |
| Permit difficulty (1–5) | 5 | 4 |