Seattle, WA vs Utica, NY
Moving from Seattle to Utica? Here's what changes — from your equivalent salary to housing ($750,279 → $230,265 median home) and taxes.
Seattle vs Utica at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Seattle, WA, you'd need about $82,262 in Utica, NY (−$17,738).
Livability — Seattle, WA: 48 · Utica, NY: 64 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,200 sqft in Seattle vs 3,475 sqft in Utica ($417 vs $144 per sqft).
Annual cost breakdown (at $100,000)
| Category | Seattle, WA | Utica, NY | Difference |
|---|---|---|---|
| Housing | $26,784 | $16,848 | −$9,936 |
| Groceries | $5,405 | $4,868 | −$537 |
| Transportation | $4,075 | $3,895 | −$180 |
| Utilities | $1,548 | $3,180 | +$1,632 |
| Insurance | $1,500 | $1,600 | +$100 |
| Taxes | $8,826 | $17,314 | +$8,488 |
| Total | $48,138 | $47,705 | −$433 |
Side by side
| Metric | Seattle, WA | Utica, NY |
|---|---|---|
| Cost-of-living index | 112.7 | 92.7 |
| Unemployment rate | 4.59% | 4.37% |
| Population growth (5-yr) | 7.1% | -1.3% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $6.41 | $5.28 |
| Median home price | $750,279 | $230,265 |
| Home price ÷ income | 7.0× | 3.4× |
| 1-yr home appreciation | -1.9% | 8.1% |
| Price per square foot | $417 | $144 |
| Median rent | $2,232 | $1,404 |
| Total tax burden (% income) | 10.7% | 15.9% |
| Combined sales tax | 9.38% | 8.52% |
| Capital gains tax | 7.00% | 10.90% |
| Property tax rate | 0.88% | 2.26% |
| Healthcare (annual) | $6,600 | $7,800 |
| Childcare (annual, infant) | $16,000 | $17,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 30 | 21 |
| Home insurance / yr | $1,500 | $1,600 |
| Auto insurance / yr | $1,600 | $2,100 |
| Flood insurance / yr | $700 | $800 |
| Earthquake insurance / yr | $700 | $100 |
| Electricity ¢/kWh | 14.4 | 29.4 |
| Gas $/gal | 4.55 | 3.45 |
| Natural gas / mo | $58 | $98 |
| Water & sewer / mo | $167 | $87 |
| Home internet / mo | $83 | $76 |
| Violent crime /100k | 375 | 350 |
| Avg summer high °F | 76 | 83 |
| Avg winter low °F | 37 | 16 |
| Annual precipitation (in) | 39.3 | 40.0 |
| Annual snowfall (in) | 6.3 | 48.0 |
| Sunshine (% possible) | 47% | 50% |
| Permit difficulty (1–5) | 5 | 5 |