Sioux Falls, SD vs Charlotte, NC
Moving from Sioux Falls to Charlotte? Here's what changes — from your equivalent salary to housing ($342,936 → $390,321 median home) and taxes.
Sioux Falls vs Charlotte at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Sioux Falls, SD, you'd need about $108,027 in Charlotte, NC (+$8,027).
Livability — Sioux Falls, SD: 69 · Charlotte, NC: 66 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,479 sqft in Sioux Falls vs 2,561 sqft in Charlotte ($202 vs $195 per sqft).
Annual cost breakdown (at $100,000)
| Category | Sioux Falls, SD | Charlotte, NC | Difference |
|---|---|---|---|
| Housing | $15,708 | $20,880 | +$5,172 |
| Groceries | $4,870 | $4,834 | −$36 |
| Transportation | $3,200 | $3,130 | −$70 |
| Utilities | $1,572 | $1,752 | +$180 |
| Insurance | $2,400 | $2,000 | −$400 |
| Taxes | $5,263 | $8,740 | +$3,477 |
| Total | $33,013 | $41,336 | +$8,323 |
Side by side
| Metric | Sioux Falls, SD | Charlotte, NC |
|---|---|---|
| Cost-of-living index | 90.1 | 97.3 |
| Unemployment rate | 2.15% | 4.71% |
| Population growth (5-yr) | 10.9% | 10.0% |
| Air quality (median AQI) | 34 | 53 |
| Big Mac price (est.) | $5.13 | $5.54 |
| Median home price | $342,936 | $390,321 |
| Home price ÷ income | 4.4× | 5.1× |
| 1-yr home appreciation | 1.5% | -0.4% |
| Price per square foot | $202 | $195 |
| Median rent | $1,309 | $1,740 |
| Total tax burden (% income) | 8.4% | 9.9% |
| Combined sales tax | 6.40% | 6.98% |
| Capital gains tax | None | 4.25% |
| Property tax rate | 1.18% | 0.72% |
| Healthcare (annual) | $6,800 | $6,600 |
| Childcare (annual, infant) | $8,000 | $10,000 |
| Vehicle property tax | None | 1.10% |
| Avg commute (min) | 19 | 27 |
| Home insurance / yr | $2,400 | $2,000 |
| Auto insurance / yr | $1,500 | $1,400 |
| Flood insurance / yr | $600 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 14.5 | 16.3 |
| Gas $/gal | 3.20 | 3.20 |
| Violent crime /100k | 400 | 400 |
| Avg summer high °F | 86 | 89 |
| Avg winter low °F | 10 | 30 |
| Permit difficulty (1–5) | 2 | 3 |