Sioux Falls, SD vs San Francisco, CA
Moving from Sioux Falls to San Francisco? Here's what changes — from your equivalent salary to housing ($342,936 → $1,149,215 median home) and taxes.
Sioux Falls vs San Francisco at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Sioux Falls, SD, you'd need about $130,480 in San Francisco, CA (+$30,480).
Livability — Sioux Falls, SD: 69 · San Francisco, CA: 35 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,479 sqft in Sioux Falls vs 653 sqft in San Francisco ($202 vs $766 per sqft).
Annual cost breakdown (at $100,000)
| Category | Sioux Falls, SD | San Francisco, CA | Difference |
|---|---|---|---|
| Housing | $15,708 | $39,096 | +$23,388 |
| Groceries | $4,870 | $5,761 | +$891 |
| Transportation | $3,200 | $5,125 | +$1,925 |
| Utilities | $1,572 | $3,804 | +$2,232 |
| Insurance | $2,400 | $1,500 | −$900 |
| Taxes | $5,263 | $24,108 | +$18,845 |
| Total | $33,013 | $79,394 | +$46,381 |
Side by side
| Metric | Sioux Falls, SD | San Francisco, CA |
|---|---|---|
| Cost-of-living index | 90.1 | 117.6 |
| Unemployment rate | 2.15% | 5.22% |
| Population growth (5-yr) | 10.9% | 1.1% |
| Air quality (median AQI) | 34 | 53 |
| Big Mac price (est.) | $5.13 | $6.69 |
| Median home price | $342,936 | $1,149,215 |
| Home price ÷ income | 4.4× | 8.9× |
| 1-yr home appreciation | 1.5% | -0.8% |
| Price per square foot | $202 | $766 |
| Median rent | $1,309 | $3,258 |
| Total tax burden (% income) | 8.4% | 13.5% |
| Combined sales tax | 6.40% | 8.82% |
| Capital gains tax | None | 13.30% |
| Property tax rate | 1.18% | 0.72% |
| Healthcare (annual) | $6,800 | $7,200 |
| Childcare (annual, infant) | $8,000 | $19,000 |
| Vehicle property tax | None | 0.65% |
| Avg commute (min) | 19 | 33 |
| Home insurance / yr | $2,400 | $1,500 |
| Auto insurance / yr | $1,500 | $2,400 |
| Flood insurance / yr | $600 | $750 |
| Earthquake insurance / yr | $100 | $950 |
| Electricity ¢/kWh | 14.5 | 35.3 |
| Gas $/gal | 3.20 | 4.85 |
| Violent crime /100k | 400 | 500 |
| Avg summer high °F | 86 | 84 |
| Avg winter low °F | 10 | 45 |
| Permit difficulty (1–5) | 2 | 5 |