SalaryCompareTool

South Bend, IN vs Baltimore, MD

Moving from South Bend to Baltimore? Here's what changes — from your equivalent salary to housing ($238,866 → $405,877 median home) and taxes.

South Bend vs Baltimore at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

South Bend, IN Baltimore, MD Cost-of-living index South Bend, IN — Cost-of-living index: 91 91 Baltimore, MD — Cost-of-living index: 103 103 Median home price South Bend, IN — Median home price: $239k $239k Baltimore, MD — Median home price: $406k $406k Price per sqft South Bend, IN — Price per sqft: $126 $126 Baltimore, MD — Price per sqft: $214 $214 Median rent South Bend, IN — Median rent: $1,340 $1,340 Baltimore, MD — Median rent: $1,919 $1,919 Combined sales tax South Bend, IN — Combined sales tax: 7.0% 7.0% Baltimore, MD — Combined sales tax: 6.0% 6.0% Property tax rate South Bend, IN — Property tax rate: 0.90% 0.90% Baltimore, MD — Property tax rate: 1.04% 1.04% Violent crime /100k South Bend, IN — Violent crime /100k: 360 360 Baltimore, MD — Violent crime /100k: 450 450 Electricity ¢/kWh South Bend, IN — Electricity ¢/kWh: 17.9 17.9 Baltimore, MD — Electricity ¢/kWh: 22.1 22.1 Avg commute (min) South Bend, IN — Avg commute (min): 22 22 Baltimore, MD — Avg commute (min): 30 30 Avg summer high °F South Bend, IN — Avg summer high °F: 86° 86° Baltimore, MD — Avg summer high °F: 88° 88° Avg winter low °F South Bend, IN — Avg winter low °F: 20° 20° Baltimore, MD — Avg winter low °F: 27° 27°

To keep the same standard of living as $100,000 in South Bend, IN, you'd need about $112,920 in Baltimore, MD (+$12,920).

Livability — South Bend, IN: 71 · Baltimore, MD: 57 (0–100).

What your home budget buys

A $500,000 home budget gets you about 3,978 sqft in South Bend vs 2,341 sqft in Baltimore ($126 vs $214 per sqft).

Annual cost breakdown (at $100,000)

CategorySouth Bend, INBaltimore, MDDifference
Housing $16,080 $23,028 +$6,948
Groceries $4,734 $5,075 +$341
Transportation $3,250 $3,685 +$435
Utilities $1,932 $2,388 +$456
Insurance $1,600 $1,400 −$200
Taxes $7,022 $11,584 +$4,562
Total $34,618 $47,160 +$12,542

Side by side

MetricSouth Bend, INBaltimore, MD
Cost-of-living index91.4103.2
Unemployment rate4.85%4.86%
Population growth (5-yr)1.2%1.7%
Air quality (median AQI)4547
Big Mac price (est.)$5.20$5.87
Median home price$238,866$405,877
Home price ÷ income3.8×4.3×
1-yr home appreciation5.7%0.8%
Price per square foot$126$214
Median rent$1,340$1,919
Total tax burden (% income)9.3%11.3%
Combined sales tax7.00%6.00%
Capital gains tax3.05%5.75%
Property tax rate0.90%1.04%
Healthcare (annual)$6,600$7,200
Childcare (annual, infant)$12,000$16,000
Vehicle property tax1.20%None
Avg commute (min)2230
Home insurance / yr$1,600$1,400
Auto insurance / yr$1,400$1,900
Flood insurance / yr$600$750
Earthquake insurance / yr$100$100
Electricity ¢/kWh17.922.1
Gas $/gal3.303.30
Violent crime /100k360450
Avg summer high °F8688
Avg winter low °F2027
Permit difficulty (1–5)24

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