South Bend, IN vs Boston, MA
Moving from South Bend to Boston? Here's what changes — from your equivalent salary to housing ($238,866 → $741,868 median home) and taxes.
South Bend vs Boston at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in South Bend, IN, you'd need about $120,809 in Boston, MA (+$20,809).
Livability — South Bend, IN: 71 · Boston, MA: 48 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,978 sqft in South Bend vs 1,146 sqft in Boston ($126 vs $436 per sqft).
Annual cost breakdown (at $100,000)
| Category | South Bend, IN | Boston, MA | Difference |
|---|---|---|---|
| Housing | $16,080 | $38,532 | +$22,452 |
| Groceries | $4,734 | $5,040 | +$306 |
| Transportation | $3,250 | $3,210 | −$40 |
| Utilities | $1,932 | $3,180 | +$1,248 |
| Insurance | $1,600 | $1,800 | +$200 |
| Taxes | $7,022 | $17,694 | +$10,672 |
| Total | $34,618 | $69,455 | +$34,838 |
Side by side
| Metric | South Bend, IN | Boston, MA |
|---|---|---|
| Cost-of-living index | 91.4 | 110.4 |
| Unemployment rate | 4.85% | 5.02% |
| Population growth (5-yr) | 1.2% | 2.9% |
| Air quality (median AQI) | 45 | 43 |
| Big Mac price (est.) | $5.20 | $6.28 |
| Median home price | $238,866 | $741,868 |
| Home price ÷ income | 3.8× | 6.9× |
| 1-yr home appreciation | 5.7% | 1.6% |
| Price per square foot | $126 | $436 |
| Median rent | $1,340 | $3,211 |
| Total tax burden (% income) | 9.3% | 11.5% |
| Combined sales tax | 7.00% | 6.25% |
| Capital gains tax | 3.05% | 9.00% |
| Property tax rate | 0.90% | 1.14% |
| Healthcare (annual) | $6,600 | $8,200 |
| Childcare (annual, infant) | $12,000 | $21,000 |
| Vehicle property tax | 1.20% | 2.25% |
| Avg commute (min) | 22 | 31 |
| Home insurance / yr | $1,600 | $1,800 |
| Auto insurance / yr | $1,400 | $1,500 |
| Flood insurance / yr | $600 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 17.9 | 29.4 |
| Gas $/gal | 3.30 | 3.30 |
| Violent crime /100k | 360 | 330 |
| Avg summer high °F | 86 | 82 |
| Avg winter low °F | 20 | 22 |
| Permit difficulty (1–5) | 2 | 4 |