Springfield, MA vs Cincinnati, OH
Moving from Springfield to Cincinnati? Here's what changes — from your equivalent salary to housing ($376,017 → $311,270 median home) and taxes.
Springfield vs Cincinnati at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Springfield, MA, you'd need about $96,080 in Cincinnati, OH (−$3,920).
Livability — Springfield, MA: 60 · Cincinnati, OH: 70 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,260 sqft in Springfield vs 2,651 sqft in Cincinnati ($221 vs $189 per sqft).
Annual cost breakdown (at $100,000)
| Category | Springfield, MA | Cincinnati, OH | Difference |
|---|---|---|---|
| Housing | $23,292 | $18,900 | −$4,392 |
| Groceries | $4,938 | $4,718 | −$220 |
| Transportation | $3,210 | $3,025 | −$185 |
| Utilities | $3,180 | $2,100 | −$1,080 |
| Insurance | $1,800 | $1,300 | −$500 |
| Taxes | $15,617 | $8,820 | −$6,796 |
| Total | $52,036 | $38,863 | −$13,173 |
Side by side
| Metric | Springfield, MA | Cincinnati, OH |
|---|---|---|
| Cost-of-living index | 98.1 | 94.2 |
| Unemployment rate | 5.93% | 4.37% |
| Population growth (5-yr) | 9.4% | 4.5% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.58 | $5.36 |
| Median home price | $376,017 | $311,270 |
| Home price ÷ income | 5.3× | 4.1× |
| 1-yr home appreciation | 2.7% | 2.5% |
| Price per square foot | $221 | $189 |
| Median rent | $1,941 | $1,575 |
| Total tax burden (% income) | 11.5% | 10.0% |
| Combined sales tax | 6.25% | 7.24% |
| Capital gains tax | 9.00% | 3.50% |
| Property tax rate | 1.59% | 1.26% |
| Healthcare (annual) | $8,200 | $6,400 |
| Childcare (annual, infant) | $21,000 | $10,000 |
| Vehicle property tax | 2.25% | None |
| Avg commute (min) | 23 | 25 |
| Home insurance / yr | $1,800 | $1,300 |
| Auto insurance / yr | $1,500 | $1,300 |
| Flood insurance / yr | $800 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 29.4 | 19.5 |
| Gas $/gal | 3.30 | 3.25 |
| Natural gas / mo | $108 | $78 |
| Water & sewer / mo | $71 | $104 |
| Home internet / mo | $78 | $76 |
| Violent crime /100k | 330 | 300 |
| Avg summer high °F | 82 | 85 |
| Avg winter low °F | 22 | 20 |
| Annual precipitation (in) | 47.1 | 45.3 |
| Annual snowfall (in) | 51.7 | 23.3 |
| Sunshine (% possible) | 56% | 50% |
| Permit difficulty (1–5) | 4 | 2 |